{"id":1241,"date":"2025-04-24T07:46:10","date_gmt":"2025-04-24T04:46:10","guid":{"rendered":"https:\/\/www.amssurity.co.ke\/blog\/?p=1241"},"modified":"2025-04-28T22:06:09","modified_gmt":"2025-04-28T19:06:09","slug":"international-medical-insurance-in-kenya","status":"publish","type":"post","link":"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/","title":{"rendered":"Top 8 Best International Medical Insurance in Kenya"},"content":{"rendered":"\n<p>We have <span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">exa<\/span>mined various<a href=\"https:\/\/www.amssurity.co.ke\/blog\/best-health-insurance-companies-in-kenya\/\" data-type=\"link\" data-id=\"https:\/\/www.amssurity.co.ke\/blog\/best-health-insurance-companies-in-kenya\/\" target=\"_blank\" rel=\"noreferrer noopener\"> local&nbsp;medical insurance providers in Kenya<\/a>. Now, it is time to examine the best international medical insurance in Kenya. International medical insurance in Kenya has been slowly increasing in its uptake. It is growing popular in Kenya due to its generous limits and huge coverage areas, especially where treatment outside of Kenya would be needed. This article will discuss the international medical insurance coverage in Kenya with our partners. These covers might vary from one partner to another.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69feb698e2f25\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69feb698e2f25\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#What_does_international_medical_insurance_in_Kenya_cover\" >What does international medical insurance in Kenya cover<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#How_to_choose_the_right_international_medical_insurance_in_Kenya\" >How to choose the right international medical insurance in Kenya<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Need_Help_Choosing_the_Right_International_Health_Cover\" >Need Help Choosing the Right International Health Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Best_Top_8_International_Medical_Insurance_in_Kenya_Providers\" >Best Top 8 International Medical Insurance in Kenya Providers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#BUPA_GLOBAL\" >BUPA GLOBAL<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Allianz_Care\" >Allianz Care<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#CIGNA\" >CIGNA<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#The_Primary_cover\" >The Primary cover:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#The_Elite_cover\" >The Elite cover<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Now_Health\" >Now Health<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Care_and_Health_by_Jubilee_Health\" >Care and Health by Jubilee Health<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Liberty_Multinational_Cover_by_Heritage_Insurance\" >Liberty Multinational Cover by Heritage Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#APRIL_International_Medical_Insurance\" >APRIL International Medical Insurance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#What_makes_April_International_Unique\" >What makes April International Unique?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#APA_Hollard\" >APA Hollard<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Factors_to_Consider_When_Choosing_International_Medical_Insurance_in_Kenya\" >Factors to Consider When Choosing International Medical Insurance in Kenya<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.amssurity.co.ke\/blog\/international-medical-insurance-in-kenya\/#Final_Thoughts_on_International_Medical_Insurance_in_Kenya\" >Final Thoughts on International Medical Insurance in Kenya<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_international_medical_insurance_in_Kenya_cover\"><\/span><strong>What does international medical insurance in Kenya cover <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When comparing international medical insurance in Kenya, consider the following features:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Geographical Coverage:<\/strong> Does the plan include your desired regions (e.g., worldwide, excluding the USA, or specific regions)?<\/li>\n\n\n\n<li><strong>Inpatient and Outpatient Care:<\/strong> Some policies may offer inpatient-only coverage, while comprehensive plans include outpatient, dental, and maternity.<\/li>\n\n\n\n<li><strong>Emergency Evacuation:<\/strong> Ensure the policy includes coverage for emergency transport and repatriation.<\/li>\n\n\n\n<li><strong>Network Hospitals:<\/strong> Some insurers have direct billing arrangements with top hospitals globally.<\/li>\n\n\n\n<li><strong>Pre-existing Conditions:<\/strong> Check whether these are covered and if waiting periods apply.<\/li>\n\n\n\n<li><strong>Annual Limits<\/strong>: Review the overall annual coverage limits \u2014 the higher, the better.<\/li>\n\n\n\n<li><strong>Employee assistance program<\/strong>: for corporate plans<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-c58693bfe86f3fd070e374a27d8e2e3a\" style=\"color:#004ab4\"><span class=\"ez-toc-section\" id=\"How_to_choose_the_right_international_medical_insurance_in_Kenya\"><\/span><strong>How to choose the right international medical insurance in Kenya<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When selecting an international medical insurance in Kenya provider, there are several key factors to consider. Here are a few tips to help you make the right decision:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Coverage Area:<\/strong> Ensure that the insurance plan covers all the regions you plan to visit, reside in, or travel to regularly.<\/li>\n\n\n\n<li><strong>Plan Customization:<\/strong> Look for an insurer that offers customizable plans to suit your specific needs.<\/li>\n\n\n\n<li><strong>Emergency Evacuation:<\/strong> Choose a plan that includes emergency evacuation, a crucial component in serious medical situations.<\/li>\n\n\n\n<li><strong>Pre-Existing Conditions:<\/strong> Understand how each insurer handles pre-existing conditions.<\/li>\n\n\n\n<li><strong>Claims Process and Customer Support:<\/strong> A smooth claims process and helpful customer service make a big difference.<\/li>\n\n\n\n<li><strong>Cost vs. Benefits:<\/strong> Compare what you\u2019re paying for versus what you&#8217;re actually covered for.<\/li>\n\n\n\n<li><strong>Reputation and Reviews:<\/strong> Look for feedback and independent reviews to gauge real-world experiences.<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n<p><!-- Amssurity CTA Start --><\/p>\n<div style=\"max-width: 750px; margin: 40px auto; padding: 0 15px;\">\n  <a href=\"https:\/\/www.amssurity.co.ke\/contacts\" target=\"_blank\" style=\"text-decoration: none;\"><\/p>\n<div style=\"background-color: #ffd100; color: #004ab4; border-radius: 10px; padding: 30px; text-align: center; box-shadow: 0 4px 12px rgba(0,0,0,0.15); font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; transition: background-color 0.3s ease, transform 0.3s ease; display: flex; flex-direction: column; justify-content: center; cursor: pointer;\">\n<h2 style=\"font-size: 1.5em; font-weight: bold; margin-bottom: 10px;\"><span class=\"ez-toc-section\" id=\"Need_Help_Choosing_the_Right_International_Health_Cover\"><\/span>Need Help Choosing the Right International Health Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"font-size: 1em; color: #333; margin-bottom: 20px;\">Speak to a licensed advisor at <strong>Amssurity Insurance Agency<\/strong> for expert guidance on selecting the perfect international medical insurance plan tailored for you or your family in Kenya.<\/p>\n<div style=\"background-color: #004ab4; color: white; padding: 12px 24px; border-radius: 8px; font-size: 1em; font-weight: bold; display: inline-block; margin-top: 10px;\">\n        Contact Amssurity Today &#038; Get Your Free Quote\n      <\/div>\n<\/p>\n<\/div>\n<p>  <\/a>\n<\/div>\n<p><!-- Amssurity CTA End --><\/p>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Best_Top_8_International_Medical_Insurance_in_Kenya_Providers\"><\/span><strong>Best Top 8 International Medical Insurance in Kenya Providers<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<p><!-- \/wp:post-content --><\/p>\n<p><style>\n  .responsive-table {<br \/>\n    width: 100%;<br \/>\n    border-collapse: collapse;<br \/>\n    font-size: 16px;<br \/>\n  }<\/p>\n<p>  .responsive-table th,<br \/>\n  .responsive-table td {<br \/>\n    padding: 10px;<br \/>\n    text-align: left;<br \/>\n    border: 1px solid #ccc;<br \/>\n  }<\/p>\n<p>  \/* Mobile stacking style *\/<br \/>\n  @media (max-width: 768px) {<br \/>\n    .responsive-table thead {<br \/>\n      display: none; \/* Hide header *\/<br \/>\n    }<\/p>\n<p>    .responsive-table tr {<br \/>\n      display: block;<br \/>\n      margin-bottom: 20px;<br \/>\n      border: 1px solid #ddd;<br \/>\n      border-radius: 8px;<br \/>\n      padding: 10px;<br \/>\n      background: #f9f9f9;<br \/>\n    }<\/p>\n<p>    .responsive-table td {<br \/>\n      display: flex;<br \/>\n      justify-content: space-between;<br \/>\n      align-items: center;<br \/>\n      padding: 8px 5px;<br \/>\n      border: none;<br \/>\n      border-bottom: 1px solid #eee;<br \/>\n      font-size: 14px;<br \/>\n    }<\/p>\n<p>    .responsive-table td::before {<br \/>\n      content: attr(data-label);<br \/>\n      font-weight: bold;<br \/>\n      flex-basis: 45%;<br \/>\n      text-align: left;<br \/>\n      color: #333;<br \/>\n    }<\/p>\n<p>    .responsive-table td:last-child {<br \/>\n      border-bottom: none;<br \/>\n    }<br \/>\n  }<br \/>\n<\/style><\/p>\n<figure id=\"bupa-global\" class=\"wp-block-table bupa\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Provider<\/th>\n<th>Notable features<\/th>\n<th>Inpatient coverage<\/th>\n<th>Outpatient Coverage<\/th>\n<th>Telehealth<\/th>\n<th>Wellness Programs<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Provider\"><a href=\"#bupa\"><strong>BUPA<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">MembersWorld App, Blua tools, preventive care, second opinion<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Yes<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#allianz\"><strong>Allianz Care<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">Flexible deductibles, multilingual support, MyHealth App, Telehealth Hub<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Optional<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#cigna\"><strong>Cigna Global<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">Modular plans, provider network, Cigna Wellbeing\u2122 App, Global Telehealth, 24\/7 care<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Optional<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Yes<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#now\"><strong>Now Health<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">Mobile App, Portal, 24\/7 multilingual support, flexible covers<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Yes<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#care\"><strong>Care &amp; Health<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">No waiting periods, critical illness cover<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Yes<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#april\"><strong>APRIL International<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">No upfront hospital fees, 24\/7 telehealth, Easy Claim App, Member Portal<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Optional<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Limited<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#apa\"><strong>APA Hollard<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">HealthMov app, wellness incentives<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes\/Optional<\/td>\n<td data-label=\"Telehealth\">Yes<\/td>\n<td data-label=\"Wellness Programs\">Yes<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Provider\"><a href=\"#liberty\"><strong>Liberty Blue<\/strong><\/a><\/td>\n<td data-label=\"Notable features\">Global Elite plan, emergency evacuation<\/td>\n<td data-label=\"Inpatient coverage\">Yes<\/td>\n<td data-label=\"Outpatient Coverage\">Yes<\/td>\n<td data-label=\"Telehealth\">Limited<\/td>\n<td data-label=\"Wellness Programs\">Limited<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"bupa\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"BUPA_GLOBAL\"><\/span><strong>BUPA GLOBAL<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>BUPA is a leading health international medical insurance in Kenya provider with a presence worldwide. Since 1947, BUPA has been at the forefront for providing medical insurance services.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> One of the most trusted international medical insurance in Kenya and globally.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> Comprehensive outpatient\/inpatient cover, international specialist access and second opinion.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Ideal For:<\/strong><\/p>\n<ol>\n  <li>Individuals<\/li>\n  <li>SMEs<\/li>\n  <li>Corporate organisations\/NGOs<\/li>\n<\/ol>\n<p><!-- \/wp:paragraph --><\/p>\n\n<p>The BUPA Global offers international medical insurance in Kenya in 2 modulars, Explorer essential plus and Explorer gold.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\n<figure class=\"wp-block-table\">\n<style>\n  .responsive-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n  .responsive-table th,\n  .responsive-table td {\n    padding: 12px 10px;\n    text-align: left;\n    border: 1px solid #ddd;\n  }\n  .responsive-table tr:hover {\n    background-color: #f7faff;\n    transition: background-color 0.3s ease;\n  }\n  .responsive-table .positive {\n    color: #2e7d32;\n    font-weight: bold;\n  }\n  .responsive-table .negative {\n    color: #c62828;\n    font-weight: bold;\n  }\n  @media (max-width: 768px) {\n    .responsive-table thead {\n      display: none;\n    }\n    .responsive-table, \n    .responsive-table tbody, \n    .responsive-table tr, \n    .responsive-table td {\n      display: block;\n      width: 100%;\n    }\n    .responsive-table tr {\n      margin-bottom: 20px;\n      background: #fff;\n      border: 1px solid #e0e0e0;\n      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n      border-radius: 12px;\n      padding: 10px;\n    }\n    .responsive-table td {\n      border: none;\n      border-bottom: 1px solid #eee;\n      position: relative;\n      padding-left: 50%;\n      min-height: 40px;\n    }\n    .responsive-table td::before {\n      content: attr(data-label);\n      position: absolute;\n      left: 15px;\n      width: 45%;\n      font-weight: bold;\n      color: #333;\n      font-size: 14px;\n      text-align: left;\n    }\n    .responsive-table td:last-child {\n      border-bottom: none;\n    }\n  }\n<\/style>\n\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Explorer Essential Plus<\/th>\n<th>Explorer Gold<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Overall Annual Limit<\/td>\n<td data-label=\"Explorer Essential Plus\">USD 1.5M<\/td>\n<td data-label=\"Explorer Gold\">USD 3M<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Deductible Options<\/td>\n<td data-label=\"Explorer Essential Plus\">Nil, USD 200, USD 500, or USD 1,000<\/td>\n<td data-label=\"Explorer Gold\">Nil, USD 200, USD 500, or USD 1,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"Explorer Essential Plus\">Africa Plus, Africa Plus and Europe, Worldwide Excluding US, Worldwide<\/td>\n<td data-label=\"Explorer Gold\">Africa Plus, Africa Plus and Europe, Worldwide Excluding US, Worldwide<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Cover<\/td>\n<td data-label=\"Explorer Essential Plus\">Up to USD 2,000<\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 No annual limit<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Complementary Medicine<\/td>\n<td data-label=\"Explorer Essential Plus\">Up to the shared annual limit<\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Mental Health<\/td>\n<td data-label=\"Explorer Essential Plus\">Up to the shared annual limit<\/td>\n<td data-label=\"Explorer Gold\">Paid in full up to 30 visits\/year<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Prescribed Drugs and Dressing<\/td>\n<td data-label=\"Explorer Essential Plus\">Up to USD 300<\/td>\n<td data-label=\"Explorer Gold\">Up to USD 2,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Vaccines<\/td>\n<td data-label=\"Explorer Essential Plus\">USD 200<\/td>\n<td data-label=\"Explorer Gold\">USD 1,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Explorer Gold\">USD 500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Inpatient<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Mental Health Inpatient<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cancer Treatment, Kidney Dialysis, Transplant Services<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maternity and Childbirth (Medically Necessary CS)<\/td>\n<td data-label=\"Explorer Essential Plus\">USD 2,000<\/td>\n<td data-label=\"Explorer Gold\">USD 8,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Complicated Maternity and Childbirth<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Evacuation and Assistance Cover<\/td>\n<td data-label=\"Explorer Essential Plus\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Explorer Gold\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Newborn Cover<\/td>\n<td data-label=\"Explorer Essential Plus\">USD 50,000 maximum (90 days post-birth)<\/td>\n<td data-label=\"Explorer Gold\">USD 100,000 maximum (90 days post-birth)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Congenital and Hereditary Conditions<\/td>\n<td data-label=\"Explorer Essential Plus\">USD 50,000<\/td>\n<td data-label=\"Explorer Gold\">USD 100,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Dental Cover (if paid for)<\/td>\n<td data-label=\"Explorer Essential Plus\">75% up to USD 600<\/td>\n<td data-label=\"Explorer Gold\">75% up to USD 1,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Optical Cover (if paid for)<\/td>\n<td data-label=\"Explorer Essential Plus\">75% up to USD 200<\/td>\n<td data-label=\"Explorer Gold\">75% up to USD 400<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"allianz\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Allianz_Care\"><\/span><strong>Allianz Care<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The current Allianz Care African cover is provided by Executive Health Care. This comes after AETNA was bought by Allianz Care. This international medical insurance in Kenya is provided by EHS and is ideal for:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> Known for flexible global health plans and corporate solutions.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> Global reach, direct billing, maternity and mental health options.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><strong>Ideal For:<\/strong> .<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Multinationals and professionals working abroad<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMEs.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Corporates\/NGOS.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Families<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya comes in 4 main core plans and are described below:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n\n<figure class=\"wp-block-table\">\n<style>\n  .responsive-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n  .responsive-table th,\n  .responsive-table td {\n    padding: 12px 10px;\n    text-align: left;\n    border: 1px solid #ddd;\n  }\n  .responsive-table tr:hover {\n    background-color: #f7faff;\n    transition: background-color 0.3s ease;\n  }\n  .responsive-table .positive {\n    color: #2e7d32;\n    font-weight: bold;\n  }\n  .responsive-table .negative {\n    color: #c62828;\n    font-weight: bold;\n  }\n  @media (max-width: 768px) {\n    .responsive-table thead {\n      display: none;\n    }\n    .responsive-table, \n    .responsive-table tbody, \n    .responsive-table tr, \n    .responsive-table td {\n      display: block;\n      width: 100%;\n    }\n    .responsive-table tr {\n      margin-bottom: 20px;\n      background: #fff;\n      border: 1px solid #e0e0e0;\n      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n      border-radius: 12px;\n      padding: 10px;\n    }\n    .responsive-table td {\n      border: none;\n      border-bottom: 1px solid #eee;\n      position: relative;\n      padding-left: 50%;\n      min-height: 40px;\n    }\n    .responsive-table td::before {\n      content: attr(data-label);\n      position: absolute;\n      left: 15px;\n      width: 45%;\n      font-weight: bold;\n      color: #333;\n      font-size: 14px;\n      text-align: left;\n    }\n    .responsive-table td:last-child {\n      border-bottom: none;\n    }\n  }\n<\/style>\n\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Major Medical<\/th>\n<th>Major Medical Plus<\/th>\n<th>Foundation<\/th>\n<th>Lifestyle<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Annual Limit<\/td>\n<td data-label=\"Major Medical\">USD 1.6M<\/td>\n<td data-label=\"Major Medical Plus\">USD 1.6M<\/td>\n<td data-label=\"Foundation\">USD 2.5M<\/td>\n<td data-label=\"Lifestyle\">USD 5M<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"Major Medical\">Africa plus India, Bangladesh, Sri Lanka, Worldwide Excl. USA, Worldwide<\/td>\n<td data-label=\"Major Medical Plus\">Africa plus India, Bangladesh, Sri Lanka, Worldwide Excl. USA, Worldwide<\/td>\n<td data-label=\"Foundation\">Africa plus India, Bangladesh, Sri Lanka, Worldwide Excl. USA, Worldwide<\/td>\n<td data-label=\"Lifestyle\">Africa plus India, Bangladesh, Sri Lanka, Worldwide Excl. USA, Worldwide<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Deductible<\/td>\n<td data-label=\"Major Medical\">Nil \/ USD 250 \/ USD 750 \/ USD 1,500 \/ USD 4,000<\/td>\n<td data-label=\"Major Medical Plus\">Nil \/ USD 250 \/ USD 750 \/ USD 1,500 \/ USD 4,000<\/td>\n<td data-label=\"Foundation\">Nil \/ USD 40 \/ USD 80 \/ USD 150 \/ USD 250<\/td>\n<td data-label=\"Lifestyle\">Nil \/ USD 40 \/ USD 80 \/ USD 150 \/ USD 250<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Inpatient<\/td>\n<td data-label=\"Major Medical\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Newborn Cover<\/td>\n<td data-label=\"Major Medical\">USD 100,000 (max 90 days)<\/td>\n<td data-label=\"Major Medical Plus\">USD 100,000 (max 90 days)<\/td>\n<td data-label=\"Foundation\">USD 100,000 (max 90 days)<\/td>\n<td data-label=\"Lifestyle\">USD 100,000 (max 90 days)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">In-patient Psychiatric Treatment<\/td>\n<td data-label=\"Major Medical\">Covered in full (max 30 days)<\/td>\n<td data-label=\"Major Medical Plus\">Covered in full (max 30 days)<\/td>\n<td data-label=\"Foundation\">Covered in full (max 30 days)<\/td>\n<td data-label=\"Lifestyle\">Covered in full (max 30 days)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cancer, Renal Dialysis, Organ Transplant<\/td>\n<td data-label=\"Major Medical\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">In-patient &#038; Day-care Chronic Conditions<\/td>\n<td data-label=\"Major Medical\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Services<\/td>\n<td data-label=\"Major Medical\">Up to USD 3,000 per medical condition (30 days prior and 90 days post-hospitalisation)<\/td>\n<td data-label=\"Major Medical Plus\">Up to USD 5,000<\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Alternative Medicine<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\">Up to USD 1,500<\/td>\n<td data-label=\"Lifestyle\">Up to USD 2,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Out-patient Psychiatric Treatment<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\">Up to USD 4,500 per medical condition<\/td>\n<td data-label=\"Lifestyle\">Up to USD 4,500 per medical condition<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Evacuation and Emergency Assistance<\/td>\n<td data-label=\"Major Medical\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Routine Management of Chronic Conditions<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\">Up to USD 2,000 (within outpatient limit)<\/td>\n<td data-label=\"Foundation\">Up to USD 5,000 per year<\/td>\n<td data-label=\"Lifestyle\">Up to USD 5,000 per year<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Complications of Maternity<\/td>\n<td data-label=\"Major Medical\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Vaccines<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Lifestyle\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Routine Pregnancy Cover (if purchased)<\/td>\n<td data-label=\"Major Medical\">Optional for groups of 20+, USD 2,500<\/td>\n<td data-label=\"Major Medical Plus\">Optional for groups of 20+, USD 2,500<\/td>\n<td data-label=\"Foundation\">Up to USD 4,500<\/td>\n<td data-label=\"Lifestyle\">Up to USD 8,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness (if purchased)<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\">Optional, up to USD 400<\/td>\n<td data-label=\"Lifestyle\">Optional, up to USD 400<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Routine Dental Treatment<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\">Optional, up to USD 400 (25% co-pay)<\/td>\n<td data-label=\"Lifestyle\">Optional, up to USD 1,000 (25% co-pay)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Vision Care<\/td>\n<td data-label=\"Major Medical\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Major Medical Plus\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Foundation\">Optional for groups of 5+, up to USD 250<\/td>\n<td data-label=\"Lifestyle\">Optional for groups of 5+, up to USD 250<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n<p><!-- \/wp:paragraph --><\/p>\n<a href=\"https:\/\/wa.me\/254762065500?text=Hello,%20I%20like%20%book%20%an%20%appointment%20%for%20%internatinonal%20%insurance\" target=\"_blank\" style=\"text-decoration: none;\" rel=\"noopener\">\n  <div style=\"background-color: #ffd100; color: #004ab4; padding: 15px 20px; border-radius: 6px; text-align: center; font-family: Arial, sans-serif; max-width: 600px; margin: 40px auto; box-shadow: 0 2px 8px rgba(0,0,0,0.1); transition: transform 0.2s ease-in-out;\" onmouseover=\"this.style.transform='scale(1.03)'\" onmouseout=\"this.style.transform='scale(1)'\">\n    <p style=\"font-size: 1.1em; margin: 0; display: flex; align-items: center; justify-content: center; gap: 12px;\">\n      <img decoding=\"async\" src=\"https:\/\/upload.wikimedia.org\/wikipedia\/commons\/6\/6b\/WhatsApp.svg\" alt=\"WhatsApp Logo\" style=\"width: 28px; height: 28px;\">\n      <strong>Chat us on WhatsApp &#038; Book Your Free Consultation with Amssurity Insurance<\/strong>\n      <img decoding=\"async\" src=\"https:\/\/cdn-icons-png.flaticon.com\/512\/747\/747310.png\" alt=\"Calendar Icon\" style=\"width: 28px; height: 28px;\">\n    <\/p>\n  <\/div>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"CIGNA\"><\/span><strong>CIGNA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>CIGNA is a leading international medical insurance in Kenya provider and is notable for it&#8217;s global presence and flexible packages.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> Established global brand with customizable plans.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> Extensive hospital network, telehealth, evacuation cover.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><strong>Ideal For:<\/strong><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Expats, business travellers, and digital nomads in Kenya.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Individuals<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMES<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Corporations and NGOS.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international private medical insurance in Kenya comes in two major plans:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li><a href=\"#primary\" data-type=\"internal\" data-id=\"#primary\"> The primary and <\/a><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li><a href=\"#elite\" data-type=\"internal\" data-id=\"#elite\">Elite covers<\/a><\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:heading {\"level\":3,\"style\":{\"elements\":{\"link\":{\"color\":{\"text\":\"#004ab4\"}}},\"color\":{\"text\":\"#004ab4\"}}} --><\/p>\n<h3 id=\"primary\" class=\"wp-block-heading has-text-color has-link-color\" style=\"color: #004ab4;\"><span class=\"ez-toc-section\" id=\"The_Primary_cover\"><\/span><strong>The Primary cover:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n<\/table>\n<\/figure>\n\n<style>\n  .responsive-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n\n  .responsive-table th,\n  .responsive-table td {\n    padding: 12px 10px;\n    text-align: left;\n    border: 1px solid #ddd;\n  }\n\n  .responsive-table tr:hover {\n    background-color: #f7faff;\n    transition: background-color 0.3s ease;\n  }\n\n  .responsive-table .positive {\n    color: #2e7d32;\n    font-weight: bold;\n  }\n\n  .responsive-table .negative {\n    color: #c62828;\n    font-weight: bold;\n  }\n\n  @media (max-width: 768px) {\n    .responsive-table thead {\n      display: none;\n    }\n    .responsive-table, \n    .responsive-table tbody, \n    .responsive-table tr, \n    .responsive-table td {\n      display: block;\n      width: 100%;\n    }\n    .responsive-table tr {\n      margin-bottom: 20px;\n      background: #fff;\n      border: 1px solid #e0e0e0;\n      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n      border-radius: 12px;\n      padding: 10px;\n    }\n    .responsive-table td {\n      border: none;\n      border-bottom: 1px solid #eee;\n      position: relative;\n      padding-left: 50%;\n      min-height: 40px;\n    }\n    .responsive-table td::before {\n      content: attr(data-label);\n      position: absolute;\n      left: 15px;\n      width: 45%;\n      font-weight: bold;\n      color: #333;\n      font-size: 14px;\n      text-align: left;\n    }\n    .responsive-table td:last-child {\n      border-bottom: none;\n    }\n  }\n<\/style>\n\n<figure class=\"wp-block-table\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Essential<\/th>\n<th>Balance<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"Essential\">Africa, India, Pakistan, Bangladesh &amp; Lebanon; Europe; Worldwide excluding USA<\/td>\n<td data-label=\"Balance\">Africa, India, Pakistan, Bangladesh &amp; Lebanon; Europe; Worldwide excluding USA<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Deductible option<\/td>\n<td data-label=\"Essential\">$0 \/ $250 \/ $750 \/ $1,500 \/ $3,500<\/td>\n<td data-label=\"Balance\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Annual Limit<\/td>\n<td data-label=\"Essential\">$750,000<\/td>\n<td data-label=\"Balance\">$1,500,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Inpatient<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Inpatient psychiatric treatment<\/td>\n<td data-label=\"Essential\">Paid in full up to 30 days<\/td>\n<td data-label=\"Balance\">Paid in full up to 30 days<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Newborn baby care<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cancer treatment, kidney dialysis, HIV\/AIDS and serious illness conditions<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient treatment<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">Up to USD 2,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Prescribed drugs<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">Paid up full*<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Advanced imaging<\/td>\n<td data-label=\"Essential\">USD 500<\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Alternative medicine<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">Paid USD 500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Physiotherapy<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maternity and Childbirth and complications related to pregnancy<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">Up to USD 2,500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">USD 500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Child routine and vaccines<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balance\">USD 300<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Medical evacuation<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balance\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Optional dental benefit<\/td>\n<td data-label=\"Essential\">$1,600, 20% co-pay<\/td>\n<td data-label=\"Balance\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"level\":3,\"style\":{\"elements\":{\"link\":{\"color\":{\"text\":\"#004ab4\"}}},\"color\":{\"text\":\"#004ab4\"}}} --><\/p>\n<h3 id=\"elite\" class=\"wp-block-heading has-text-color has-link-color\" style=\"color: #004ab4;\"><span class=\"ez-toc-section\" id=\"The_Elite_cover\"><\/span><strong>The Elite cover<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>\n<p><!-- wp:paragraph --><\/p>\n\n\n<figure class=\"wp-block-table\">\n<style>\n  .responsive-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n\n  .responsive-table th,\n  .responsive-table td {\n    padding: 12px 10px;\n    text-align: left;\n    border: 1px solid #ddd;\n  }\n\n  .responsive-table tr:hover {\n    background-color: #f7faff;\n    transition: background-color 0.3s ease;\n  }\n\n  .responsive-table .positive {\n    color: #2e7d32;\n    font-weight: bold;\n  }\n\n  .responsive-table .negative {\n    color: #c62828;\n    font-weight: bold;\n  }\n\n  @media (max-width: 768px) {\n    .responsive-table thead {\n      display: none;\n    }\n    .responsive-table, \n    .responsive-table tbody, \n    .responsive-table tr, \n    .responsive-table td {\n      display: block;\n      width: 100%;\n    }\n    .responsive-table tr {\n      margin-bottom: 20px;\n      background: #fff;\n      border: 1px solid #e0e0e0;\n      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n      border-radius: 12px;\n      padding: 10px;\n    }\n    .responsive-table td {\n      border: none;\n      border-bottom: 1px solid #eee;\n      position: relative;\n      padding-left: 50%;\n      min-height: 40px;\n    }\n    .responsive-table td::before {\n      content: attr(data-label);\n      position: absolute;\n      left: 15px;\n      width: 45%;\n      font-weight: bold;\n      color: #333;\n      font-size: 14px;\n      text-align: left;\n    }\n    .responsive-table td:last-child {\n      border-bottom: none;\n    }\n  }\n<\/style>\n\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Plan<\/th>\n<th>Essential<\/th>\n<th>Balanced<\/th>\n<th>Best<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Plan\">Area of Cover<\/td>\n<td data-label=\"Essential\">Africa, India, Pakistan, Bangladesh &amp; Lebanon, Africa, India, Pakistan, Bangladesh, Lebanon &amp; Europe, Worldwide excluding USA &amp; Worldwide<\/td>\n<td data-label=\"Balanced\">Africa, India, Pakistan, Bangladesh &amp; Lebanon, Africa, India, Pakistan, Bangladesh, Lebanon &amp; Europe, Worldwide excluding USA &amp; Worldwide<\/td>\n<td data-label=\"Best\">Africa, India, Pakistan, Bangladesh &amp; Lebanon, Africa, India, Pakistan, Bangladesh, Lebanon &amp; Europe, Worldwide excluding USA &amp; Worldwide<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Deductible option<\/td>\n<td data-label=\"Essential\">Child&#8217;s routine and vaccines<\/td>\n<td data-label=\"Balanced\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Best\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Annual Limit<\/td>\n<td data-label=\"Essential\">$3,000,000<\/td>\n<td data-label=\"Balanced\">$5,000,000<\/td>\n<td data-label=\"Best\">$6,000,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Basic Inpatient<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Covered in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Inpatient psychiatric treatment<\/td>\n<td data-label=\"Essential\">Paid in full up to 30 days<\/td>\n<td data-label=\"Balanced\">Paid in full up to 30 days<\/td>\n<td data-label=\"Best\">Paid in full up to 30 days<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Newborn baby care<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Cancer treatment, kidney dialysis, HIV\/AIDS and serious illness conditions<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Outpatient treatment<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">Up to USD 12,000<\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Prescribed drugs<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">Paid up full*<\/td>\n<td data-label=\"Best\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Advanced imaging<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Alternative medicine<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">Paid up full*<\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Physiotherapy<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">Paid up full*<\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Outpatient Psychiatric treatment<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">$4,500*<\/td>\n<td data-label=\"Best\">$4,500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Maternity and Childbirth and complications related to pregnancy<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">Up to USD 9,500<\/td>\n<td data-label=\"Best\">Up to USD 12,800<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Wellness<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">USD 750<\/td>\n<td data-label=\"Best\">USD 2,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Child routine and vaccines<\/td>\n<td data-label=\"Essential\">USD 500<\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Paediatric wellness benefit<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Medical evacuation<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Best\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Hearing Test<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Best\">USD 240<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Hearing Aid<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Best\">USD 240<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Eye test\/Glasses\/contacts<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\">USD 150<\/td>\n<td data-label=\"Best\">USD 240<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Plan\">Dental benefit<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Balanced\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Best\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"now\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Now_Health\"><\/span><strong>Now Health<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Now health is a leading international medical insurance in Kenya provider and prides itself in the ability to settle claims fast.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> Designed for expats and high-net-worth individuals.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> Fast claims turnaround, digital services, customizable plans.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Ideal For:<\/strong><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Young professionals and tech-savvy clients.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Individuals<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMEs<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Corporates\/NGOS<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This partcular international medical insurance in Kenya comes with two main products that is:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Simplecare plan<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Worldcare plan which is discussed below<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n\n<figure class=\"wp-block-table\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Essential<\/th>\n<th>Advanced<\/th>\n<th>Excel<\/th>\n<th>Apex<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Annual limit<\/td>\n<td data-label=\"Essential\">USD 3M<\/td>\n<td data-label=\"Advanced\">USD 3.5M<\/td>\n<td data-label=\"Excel\">USD 4M<\/td>\n<td data-label=\"Apex\">USD 4.5M<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic inpatient cover<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Advanced\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Excel\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Apex\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cancer treatment, kidney dialysis, organ transplant and serious illness conditions<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Advanced\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Excel\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Apex\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maternity complications<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Advanced\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Excel\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Apex\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Routine maternity cover<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Advanced\"><span class=\"negative\">\u274c Not Covered<\/span> Optional for compulsory group plans (10+ employees) Up to USD 8,500<\/td>\n<td data-label=\"Excel\"><span class=\"negative\">\u274c Not Covered<\/span> Optional for compulsory group plans (10+ employees) Up to USD 8,500<\/td>\n<td data-label=\"Apex\">Up to USD 17,500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Inpatient Psychiatric Treatment<\/td>\n<td data-label=\"Essential\">Up to USD 100,000<\/td>\n<td data-label=\"Advanced\">Up to USD 100,000<\/td>\n<td data-label=\"Excel\">Up to USD 125,000<\/td>\n<td data-label=\"Apex\">Up to USD 150,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Congenital conditions<\/td>\n<td data-label=\"Essential\">Up to USD 100,000<\/td>\n<td data-label=\"Advanced\">Up to USD 100,000<\/td>\n<td data-label=\"Excel\">Up to USD 125,000<\/td>\n<td data-label=\"Apex\">Up to USD 150,000<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Psychiatric Illness<\/td>\n<td data-label=\"Essential\">Full refund for up to 30 days<\/td>\n<td data-label=\"Advanced\">Full refund for up to 30 days<\/td>\n<td data-label=\"Excel\">Full refund for up to 30 days<\/td>\n<td data-label=\"Apex\">Full refund for up to 30 days<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Physiotherapy and Alternative Therapies<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span> Optional purchase available<\/td>\n<td data-label=\"Advanced\">Up to USD 2,500<\/td>\n<td data-label=\"Excel\">Up to USD 5,000<\/td>\n<td data-label=\"Apex\">Up to USD 7,500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Full refund up to a maximum 30 sessions<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span> Up to 5 sessions within 30 days after hospitalisation. Optional purchase available.<\/td>\n<td data-label=\"Advanced\"><span class=\"negative\">\u274c Not Covered<\/span> Up to 5 sessions within 30 days after hospitalisation. Optional purchase available.<\/td>\n<td data-label=\"Excel\">Full refund<\/td>\n<td data-label=\"Apex\">Full refund<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Evacuation<\/td>\n<td data-label=\"Essential\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Advanced\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Excel\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Apex\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Dental cover<\/td>\n<td data-label=\"Essential\"><span class=\"negative\">\u274c Not Covered<\/span> Optional for compulsory group plans (10+ employees) up to USD 250 for routine and USD 1,000 for complex treatment<\/td>\n<td data-label=\"Advanced\"><span class=\"negative\">\u274c Not Covered<\/span> Optional for compulsory group plans (10+ employees) up to USD 500 for routine and USD 1,000 for complex treatment<\/td>\n<td data-label=\"Excel\">Up to USD 1,000 for routine treatment and USD 2,000 for complex treatment<\/td>\n<td data-label=\"Apex\">Up to USD 1,500 for routine treatment and USD 3,000 for complex treatment<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:image {\"id\":1672,\"sizeSlug\":\"full\",\"linkDestination\":\"none\"} --><\/p>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"400\" class=\"wp-image-1672\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2025\/04\/Blog-Images-750X400-13.png\" alt=\"best international medical insurance in kenya infographics\" srcset=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2025\/04\/Blog-Images-750X400-13.png 750w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2025\/04\/Blog-Images-750X400-13-300x160.png 300w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2025\/04\/Blog-Images-750X400-13-345x184.png 345w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/figure>\n<p><!-- \/wp:image --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"care\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Care_and_Health_by_Jubilee_Health\"><\/span><strong>Care and Health by Jubilee Health<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya product is provided by Jubilee Health Insurance in conjunction with Henner and Allianz. It caters to:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Individuals, both Kenyan nationals and expatriates aged between 18-64 years<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMEs, corporates, and multinationals of at least 3 employees and above<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya cater to the belwo categories of people:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Individuals and groups of up to 5 members will need to fill in the health declaration forms<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>For groups above 5 members, no health declaration form is required.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya provides up to 5 coverage areas that consider the cost of medical care in the country. Area 5 is the most affordable, while Area 1 is the most costly.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya has 3 distinct product levels:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:table {\"hasFixedLayout\":false} --><\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>Primary<\/th>\n<th>Vitality<\/th>\n<th>Prestige<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>This provides basic coverage: Inpatient &amp; Outpatient<\/td>\n<td>This provides coverage for major health concerns with basic coverage:Inpatient, OutpatientMedical Prosthesis, Psychiatric treatment, Prescribed complementary treatment, Medical Checkup, Palliative care,Alcohol or substance abuse<\/td>\n<td>This is the enhanced benefit package giving you comprehensive benefits to include:Inpatient, Outpatient, Medical Prosthesis, Psychiatric treatment, , Psychological treatment, Prescribed complementary treatment, Medical checkup, Palliative care, Alcohol or substance abuse treatment, Prescribed health supplements<\/td>\n<\/tr>\n<tr>\n<td>Additional benefits: Dental, Vision\/OpticalMaternity<\/td>\n<td>Additional benefits:Dental, Vision\/Optical, Maternity including IVF Treatment<\/td>\n<td>Additional benefits: Dental, Vision\/Optical, Maternity including IVF Treatment<\/td>\n<\/tr>\n<tr>\n<td>Limits start from 25K USD-4.5M USD<\/td>\n<td>Limits start from 25K USD-4.5M USD<\/td>\n<td>Limits start from 200K USD-4.5M USD<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><!-- \/wp:table --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"liberty\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Liberty_Multinational_Cover_by_Heritage_Insurance\"><\/span><strong>Liberty Multinational Cover by Heritage Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>This international medical insurance in Kenya is provided by Heritage Insurance, and it provides coverage to SMEs of at least 10 members and above.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Liberty Blue international medical insurance in Kenya is available in 5 distinct levels as below<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\n<p><!-- wp:paragraph --><\/p>\n\n\n<figure class=\"wp-block-table\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>GlobalElite<\/th>\n<th>Plus Africa<\/th>\n<th>Classic Critical Care<\/th>\n<th>Classic<\/th>\n<th>Core<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"GlobalElite\">Worldwide, Excluding North America<br>Evacuation and Critical CARE: Africa and India<\/td>\n<td data-label=\"Plus Africa\">Africa, India, Thailand, and UAE<\/td>\n<td data-label=\"Classic Critical Care\">East Africa<br>Evacuation and Critical CARE: Africa and India<\/td>\n<td data-label=\"Classic\">Out-patient care: East Africa only<br>In-patient care: East Africa and India where treatment is medically necessary and not available locally.<\/td>\n<td data-label=\"Core\">In-country only<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cover limits<\/td>\n<td data-label=\"GlobalElite\">KES. 275M<\/td>\n<td data-label=\"Plus Africa\">KES. 110M<\/td>\n<td data-label=\"Classic Critical Care\">KES. 54.5M<\/td>\n<td data-label=\"Classic\">KES. 11M<\/td>\n<td data-label=\"Core\">KES. 5.45M<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Cover<\/td>\n<td data-label=\"GlobalElite\">Inpatient<br>Outpatient<\/td>\n<td data-label=\"Plus Africa\">Inpatient<br>Outpatient<\/td>\n<td data-label=\"Classic Critical Care\">Inpatient<br>Outpatient<\/td>\n<td data-label=\"Classic\">Inpatient<br>Outpatient<\/td>\n<td data-label=\"Core\">Inpatient<br>Outpatient<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness<\/td>\n<td data-label=\"GlobalElite\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Plus Africa\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Classic Critical Care\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Classic\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Core\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Dental and Optical Coverage<\/td>\n<td data-label=\"GlobalElite\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Plus Africa\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Classic Critical Care\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Classic\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Core\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Psychological Wellness<\/td>\n<td data-label=\"GlobalElite\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Plus Africa\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Classic Critical Care\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Classic\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Core\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maternity<\/td>\n<td data-label=\"GlobalElite\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Plus Africa\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Classic Critical Care\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Classic\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Core\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Major Diseases<\/td>\n<td data-label=\"GlobalElite\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Plus Africa\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Classic Critical Care\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Classic\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<td data-label=\"Core\"><span class=\"positive\">\u2705 Covered up to the specified limit<\/span><\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"april\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APRIL_International_Medical_Insurance\"><\/span><strong>APRIL International Medical Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>April International offers a unique proposition when it comes to the type of covers it offers. The international medical insurance in Kenya provides for:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Students<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Individuals<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMES<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Corporate organizations\/NGOs<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Schools<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:heading {\"level\":3,\"style\":{\"elements\":{\"link\":{\"color\":{\"text\":\"#004ab4\"}}},\"color\":{\"text\":\"#004ab4\"}}} --><\/p>\n<h3 class=\"wp-block-heading has-text-color has-link-color\" style=\"color: #004ab4;\"><span class=\"ez-toc-section\" id=\"What_makes_April_International_Unique\"><\/span><strong>What makes April International Unique?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>April International provides:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Short-term covers: For those needing medical for less than 12 months<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Long-term covers: For those that will need an international cover for more than 12 months<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Student\u2019s medical cover\u00a0<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> Boutique-style international medical insurance in Kenya with flexible modular options.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> English and French support, maternity, dental, and optical cover add-ons.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Ideal For:<\/strong> Francophone expats, freelancers, and lifestyle-oriented clients.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The April\u2019s international medical insurance in Kenya covers come in major packages as discussed below:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\n<p><!-- wp:paragraph --><\/p>\n\n<figure class=\"wp-block-table\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Classic<\/th>\n<th>Premier<\/th>\n<th>Platinum<\/th>\n<th>Platinum Plus<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"Classic\">Area 1: Worldwide excluding USA &#038; Caribbean, Area 2: Worldwide, Area 3: Africa including India, Sri Lanka, Bangladesh and Pakistan<\/td>\n<td data-label=\"Premier\">Area 1: Worldwide excluding USA &#038; Caribbean, Area 2: Worldwide, Area 3: Africa including India, Sri Lanka, Bangladesh and Pakistan<\/td>\n<td data-label=\"Platinum\">Area 1: Worldwide excluding USA &#038; Caribbean, Area 2: Worldwide, Area 3: Africa including India, Sri Lanka, Bangladesh and Pakistan<\/td>\n<td data-label=\"Platinum Plus\">Area 1: Worldwide excluding USA &#038; Caribbean, Area 2: Worldwide, Area 3: Africa including India, Sri Lanka, Bangladesh and Pakistan<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Cover including critical illness treatment such as cancer, renal failure<\/td>\n<td data-label=\"Classic\">Inpatient only<\/td>\n<td data-label=\"Premier\">Inpatient and Outpatient<\/td>\n<td data-label=\"Platinum\">Inpatient and Outpatient<\/td>\n<td data-label=\"Platinum Plus\">Inpatient and Outpatient<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maternity including complicated pregnancy and pregnancy related complications<\/td>\n<td data-label=\"Classic\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Premier\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Platinum\">Up to specified limit<\/td>\n<td data-label=\"Platinum Plus\">Up to specified limit<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness Check<\/td>\n<td data-label=\"Classic\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Premier\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Platinum\">Up to specified limit<\/td>\n<td data-label=\"Platinum Plus\">Up to specified limit<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Complimentary therapies such as chiropractors<\/td>\n<td data-label=\"Classic\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Premier\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Platinum\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Platinum Plus\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Chinese Medicine<\/td>\n<td data-label=\"Classic\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Premier\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Platinum\">Up to specified limit with 20% co-insurance<\/td>\n<td data-label=\"Platinum Plus\">Up to specified limit with 20% co-insurance<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Mental Health<\/td>\n<td data-label=\"Classic\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Premier\"><span class=\"negative\">\u274c No Cover<\/span><\/td>\n<td data-label=\"Platinum\"><span class=\"positive\">\u2705 Covered<\/span> with USD 50 excess<\/td>\n<td data-label=\"Platinum Plus\"><span class=\"positive\">\u2705 Covered<\/span> with USD 50 excess<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 id=\"apa\" class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"APA_Hollard\"><\/span><strong>APA Hollard<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>APA is a local insurance company that has partnered with Hollard to provide an international medical insurance in Kenya with a forus on Kenyans looking for international medical insurance in Kenya with a provider who has a local presence.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Overview:<\/strong> A trusted local Kenyan insurer offering international medical insurance in Kenya in partnership with Hollard.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Key Features:<\/strong> International inpatient care, evacuation, and access to select international hospitals.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><strong>Ideal For:<\/strong><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li>Kenyan residents looking for international medical insurance in Kenya without dealing with offshore insurers.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Individuals<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>SMEs.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li>Groups\/Corporates\/NGOs.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The cover comes in 5 core plans as discussed below:<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n\n<style>\n  .responsive-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 15px;\n  }\n\n  .responsive-table th,\n  .responsive-table td {\n    padding: 12px 10px;\n    text-align: left;\n    border: 1px solid #ddd;\n  }\n\n  .responsive-table tr:hover {\n    background-color: #f7faff;\n    transition: background-color 0.3s ease;\n  }\n\n  .responsive-table .positive {\n    color: #2e7d32; \/* green *\/\n    font-weight: bold;\n  }\n\n  .responsive-table .negative {\n    color: #c62828; \/* red *\/\n    font-weight: bold;\n  }\n\n  @media (max-width: 768px) {\n    .responsive-table thead {\n      display: none;\n    }\n    .responsive-table, \n    .responsive-table tbody, \n    .responsive-table tr, \n    .responsive-table td {\n      display: block;\n      width: 100%;\n    }\n    .responsive-table tr {\n      margin-bottom: 20px;\n      background: #fff;\n      border: 1px solid #e0e0e0;\n      box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);\n      border-radius: 12px;\n      padding: 10px;\n    }\n    .responsive-table td {\n      border: none;\n      border-bottom: 1px solid #eee;\n      position: relative;\n      padding-left: 50%;\n      min-height: 40px;\n    }\n    .responsive-table td::before {\n      content: attr(data-label);\n      position: absolute;\n      left: 15px;\n      width: 45%;\n      font-weight: bold;\n      color: #333;\n      font-size: 14px;\n      text-align: left;\n    }\n    .responsive-table td:last-child {\n      border-bottom: none;\n    }\n  }\n<\/style>\n\n<figure class=\"wp-block-table\">\n<table class=\"responsive-table\">\n<thead>\n<tr>\n<th>Benefit<\/th>\n<th>Option 1<\/th>\n<th>Option 2<\/th>\n<th>Option 3<\/th>\n<th>Option 4<\/th>\n<th>Option 5<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td data-label=\"Benefit\">Area of Cover<\/td>\n<td data-label=\"Option 1\">Africa &amp; India, Europe, Worldwide (options)<\/td>\n<td data-label=\"Option 2\">Africa &amp; India, Europe, Worldwide (options)<\/td>\n<td data-label=\"Option 3\">Africa &amp; India, Europe, Worldwide (options)<\/td>\n<td data-label=\"Option 4\">Africa &amp; India, Europe, Worldwide (options)<\/td>\n<td data-label=\"Option 5\">Africa &amp; India, Europe, Worldwide (options)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Maximum Limit<\/td>\n<td data-label=\"Option 1\">USD 75K<\/td>\n<td data-label=\"Option 2\">USD 200K<\/td>\n<td data-label=\"Option 3\">USD 750K<\/td>\n<td data-label=\"Option 4\">USD 3M<\/td>\n<td data-label=\"Option 5\">USD 10M<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Basic Inpatient<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Cancer treatment, chronic conditions, kidney failure HIV\/AIDS<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Routine child birth and maternity complications<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Elective CS<\/td>\n<td data-label=\"Option 1\">USD 2,000<\/td>\n<td data-label=\"Option 2\">USD 3,000<\/td>\n<td data-label=\"Option 3\">USD 4,000<\/td>\n<td data-label=\"Option 4\">USD 8,000<\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Physiotherapy, speech and occupational therapy<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Covered<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Inpatient Psychiatric care<\/td>\n<td data-label=\"Option 1\">Paid in Full up to 7 days<\/td>\n<td data-label=\"Option 2\">Paid in Full up to 14 days<\/td>\n<td data-label=\"Option 3\">Paid in Full up to 21 days<\/td>\n<td data-label=\"Option 4\">Paid in Full up to 28 days<\/td>\n<td data-label=\"Option 5\">Paid in Full up to 42 days<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Wellness, Hearing Test, Evacuation<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Covered (various conditions)<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Covered (various conditions)<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Covered (various conditions)<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Covered (various conditions)<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Covered (various conditions)<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient services<\/td>\n<td data-label=\"Option 1\">Optional up to USD 1,500<\/td>\n<td data-label=\"Option 2\">Optional up to USD 2,500<\/td>\n<td data-label=\"Option 3\">Optional up to USD 4,000<\/td>\n<td data-label=\"Option 4\">Optional up to USD 6,000<\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Up to Full Limit<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Vaccinations<\/td>\n<td data-label=\"Option 1\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<td data-label=\"Option 2\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<td data-label=\"Option 3\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient alternative medicine<\/td>\n<td data-label=\"Option 1\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Option 2\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Option 3\"><span class=\"negative\">\u274c Not Covered<\/span><\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Paid in Full<\/span> (if outpatient purchased)<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Prescription Drugs<\/td>\n<td data-label=\"Option 1\">USD 500 (if outpatient purchased)<\/td>\n<td data-label=\"Option 2\">USD 1,000 (if outpatient purchased)<\/td>\n<td data-label=\"Option 3\">USD 1,500 (if outpatient purchased)<\/td>\n<td data-label=\"Option 4\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<td data-label=\"Option 5\"><span class=\"positive\">\u2705 Paid in Full<\/span><\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Outpatient Dental<\/td>\n<td data-label=\"Option 1\">Optional up to USD 500<\/td>\n<td data-label=\"Option 2\">Optional up to USD 750<\/td>\n<td data-label=\"Option 3\">Optional up to USD 1,500<\/td>\n<td data-label=\"Option 4\">Optional up to USD 3,000<\/td>\n<td data-label=\"Option 5\">Optional up to USD 4,500<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Vision Care \/ Eye Exams<\/td>\n<td data-label=\"Option 1\">1 Exam\/year if purchased<\/td>\n<td data-label=\"Option 2\">1 Exam\/year if purchased<\/td>\n<td data-label=\"Option 3\">1 Exam\/year if purchased<\/td>\n<td data-label=\"Option 4\">1 Exam\/year if purchased<\/td>\n<td data-label=\"Option 5\">1 Exam\/year if purchased<\/td>\n<\/tr>\n\n<tr>\n<td data-label=\"Benefit\">Ophthalmology<\/td>\n<td data-label=\"Option 1\">Optional up to USD 100<\/td>\n<td data-label=\"Option 2\">Optional up to USD 150<\/td>\n<td data-label=\"Option 3\">Optional up to USD 300<\/td>\n<td data-label=\"Option 4\">Optional up to USD 450<\/td>\n<td data-label=\"Option 5\">Optional up to USD 600 (over 2 years)<\/td>\n<\/tr>\n\n<\/tbody>\n<\/table>\n<\/figure>\n\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading --><\/p>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Factors_to_Consider_When_Choosing_International_Medical_Insurance_in_Kenya\"><\/span><strong>Factors to Consider When Choosing International Medical Insurance in Kenya<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:list {\"ordered\":true} --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\"><!-- wp:list-item -->\n<li><strong>Type of coverage:<\/strong> Are you looking for basic coverage, which is purely hospitalisation only or looking for comprehensive international medical insurance in Kenya coverage, which will extend to outpatient, wellness, chronic illness management, and so much more? The more comprehensive, the higher the cost<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li><strong>Area of cover:<\/strong> Are you looking for coverage in Africa only, worldwide excluding the USA or worldwide? The larger the area of coverage, the higher the premium.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li><strong>Deductible:<\/strong> A deductible is the first amount that you must pay as an international health insurance policyholder before the insurance can kick in to pay for medical expenses. It is important to know that when it comes to deductibles, the higher the deductible, the cheaper your insurance premiums.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li><strong>Coinsurance: <\/strong>This is the fixed percentage you will pay for each claim after your deductible. This amount varies according to the plan and benefits. This is usually fixed. Suppose your coinsurance is 20%; it means that you will pay 20% of each bill, and the insurer will pay 80%.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- wp:list-item --><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol class=\"wp-block-list\">\n<li><strong>Premium payment options:<\/strong> You will need to know if your international health insurance provider in Kenya allows annual, semi-annual, quarterly, or monthly payments and choose what works best.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:heading {\"level\":3,\"style\":{\"elements\":{\"link\":{\"color\":{\"text\":\"#004ab4\"}}},\"color\":{\"text\":\"#004ab4\"}}} --><\/p>\n<h3 class=\"wp-block-heading has-text-color has-link-color\" style=\"color: #004ab4;\"><span class=\"ez-toc-section\" id=\"Final_Thoughts_on_International_Medical_Insurance_in_Kenya\"><\/span><strong>Final Thoughts on International Medical Insurance in Kenya<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><!-- \/wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Whether you&#8217;re a Kenyan resident or an expatriate living in Kenya, securing comprehensive international medical insurance in Kenya should be a priority. Healthcare costs can quickly spiral out of control, especially when you need treatment abroad, and having a reliable international medical insurance in Kenya provider gives you the peace of mind to focus on your work, studies, or travel without worrying about unexpected medical expenses.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The insurers mentioned in this guide are among the best providers available in Kenya for 2024. They offer a range of plans designed to meet the needs of individuals, families, and businesses. The choice of a plan ultimately depends on your unique needs, preferences, and budget.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>For those new to international medical insurance in Kenya, consulting with an insurance broker or expert can provide tailored advice to ensure that you select the plan that fits your requirements. Remember, it\u2019s important to regularly review your coverage and update your plan as your needs evolve, whether due to changing health conditions, travel patterns, or family status.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>In conclusion, international medical insurance in Kenya is an essential investment for anyone seeking reliable and flexible healthcare coverage that extends beyond borders. With the right plan in place, you can travel, work, and live abroad with confidence, knowing that you have the support you need to take care of your health no matter where you are.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Stay informed, stay healthy, and choose wisely!<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<a href=\"https:\/\/wa.me\/254762065500?text=Hello,%20I%20like%20%book%20%an%20%appointment%20%for%20%internatinonal%20%insurance\" target=\"_blank\" style=\"text-decoration: none;\" rel=\"noopener\">\n  <div style=\"background-color: #ffd100; color: #004ab4; padding: 15px 20px; border-radius: 6px; text-align: center; font-family: Arial, sans-serif; max-width: 600px; margin: 40px auto; box-shadow: 0 2px 8px rgba(0,0,0,0.1); transition: transform 0.2s ease-in-out;\" onmouseover=\"this.style.transform='scale(1.03)'\" onmouseout=\"this.style.transform='scale(1)'\">\n    <p style=\"font-size: 1.1em; margin: 0; display: flex; align-items: center; justify-content: center; gap: 12px;\">\n      <img decoding=\"async\" src=\"https:\/\/upload.wikimedia.org\/wikipedia\/commons\/6\/6b\/WhatsApp.svg\" alt=\"WhatsApp Logo\" style=\"width: 28px; height: 28px;\">\n      <strong>Chat us on WhatsApp &#038; Book Your Free Consultation with Amssurity Insurance<\/strong>\n      <img decoding=\"async\" src=\"https:\/\/cdn-icons-png.flaticon.com\/512\/747\/747310.png\" alt=\"Calendar Icon\" style=\"width: 28px; height: 28px;\">\n    <\/p>\n  <\/div>\n<\/a>\n\n<p><!-- wp:paragraph --><\/p>","protected":false},"excerpt":{"rendered":"<p>We have examined various local&nbsp;medical insurance providers in Kenya. Now, it is time to examine the best international medical insurance [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":1671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[2],"tags":[],"class_list":["post-1241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-insurance-in-kenya"],"modified_by":"Agnes Mukulu","_links":{"self":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/1241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/comments?post=1241"}],"version-history":[{"count":0,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/1241\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media\/1671"}],"wp:attachment":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media?parent=1241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/categories?post=1241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/tags?post=1241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}