{"id":2774,"date":"2025-07-21T10:51:17","date_gmt":"2025-07-21T07:51:17","guid":{"rendered":"https:\/\/www.amssurity.co.ke\/blog\/?p=2774"},"modified":"2025-07-21T13:35:09","modified_gmt":"2025-07-21T10:35:09","slug":"health-insurance-calculator-in-kenya","status":"publish","type":"post","link":"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/","title":{"rendered":"The Ultimate Health Insurance Calculator in Kenya: 15-Second Estimate"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>If you\u2019ve ever tried to compare medical covers from different insurers, you know how time-consuming it can be. This health insurance calculator in Kenya puts transparent, real-time estimates at your fingertips. By entering a few details, age, family size, and inpatient limit, you receive an instant snapshot of what your annual premium could look like. That clarity allows you to budget confidently and avoid unwelcome surprises when renewal season arrives.<\/p>\n\n\n\n<p><strong>Why an Online Health Insurance Calculator in Kenya Matters<\/strong><\/p>\n\n\n\n<!-- Amssurity Health Insurance Premium Calculator v1.3 (Annual Premium Display) -->\n<style>\n  :root {\n    --amss-primary: #005EB8;\n    --amss-secondary: #0077D1;\n    --amss-accent: #D4AF37;\n    --amss-whatsapp: #25D366;\n  }\n  .amss-calc {\n    width: 100%;\n    max-width: 750px;\n    margin: 2rem auto;\n    padding: 1.5rem;\n    background: linear-gradient(135deg, #f8fafc, #ffffff);\n    border-radius: 24px;\n    box-shadow: 0 10px 20px rgba(0,0,0,0.1);\n    font-family: Arial, sans-serif;\n    box-sizing: border-box;\n  }\n  .amss-calc h2 {\n    text-align: center;\n    font-size: 2.0rem;\n    font-weight: 700;\n    background: linear-gradient(90deg, var(--amss-primary), var(--amss-secondary));\n    color: #fff;\n    padding: 0.75rem;\n    border-radius: 16px;\n    margin-bottom: 1.5rem;\n  }\n  .amss-calc label {\n    display: block;\n    margin-bottom: 0.5rem;\n    font-weight: 700;\n    color: #333;\n  }\n  .amss-calc select {\n    width: 100%;\n    padding: 0.75rem;\n    margin-bottom: 1rem;\n    border: 1px solid #ccc;\n    border-radius: 8px;\n    appearance: none;\n    background: #fff url('data:image\/svg+xml;charset=UTF-8,<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10\" height=\"6\"><path fill=\"%23777\" d=\"M0 0l5 6 5-6z\"\/><\/svg>') no-repeat right 0.75rem center;\n    background-size: 10px;\n    cursor: pointer;\n    box-sizing: border-box;\n  }\n  .amss-calc button {\n    width: 100%;\n    padding: 0.75rem;\n    font-size: 1.75rem;\n    font-weight: 700;\n    color: var(--amss-primary);\n    background: linear-gradient(90deg, var(--amss-accent), #D4AF37);\n    border: none;\n    border-radius: 16px;\n    cursor: pointer;\n    transition: transform 0.2s, box-shadow 0.2s;\n  }\n  .amss-calc button:hover {\n    transform: scale(1.03);\n    box-shadow: 0 8px 16px rgba(0,0,0,0.15);\n  }\n  .amss-calc #amss-result {\n    margin-top: 1.5rem;\n    padding: 1rem;\n    background: #fff;\n    border-radius: 16px;\n    box-shadow: inset 0 2px 4px rgba(0,0,0,0.05);\n    text-align: center;\n    font-size: 1.75rem;\n    font-weight: 600;\n    color: var(--amss-primary);\n    opacity: 0;\n    transition: opacity 0.3s;\n    box-sizing: border-box;\n  }\n  .amss-calc #amss-result.visible {\n    opacity: 1;\n  }\n  .amss-calc .amss-quote-btn,\n  .amss-calc .amss-share-btn {\n    display: block;\n    width: 100%;\n    margin-top: 1rem;\n    padding: 0.75rem;\n    font-size: 1.5rem;\n    font-weight: 700;\n    text-align: center;\n    text-decoration: none;\n    border-radius: 16px;\n    transition: transform 0.2s, background 0.2s;\n    box-sizing: border-box;\n  }\n  .amss-calc .amss-quote-btn {\n    color: #fff;\n    background: var(--amss-primary);\n  }\n  .amss-calc .amss-quote-btn:hover {\n    background: var(--amss-secondary);\n    transform: scale(1.02);\n  }\n  .amss-calc .amss-share-btn {\n    color: #fff;\n    background: var(--amss-whatsapp);\n  }\n  .amss-calc .amss-share-btn:hover {\n    background: #128C7E;\n    transform: scale(1.02);\n  }\n  .amss-calc .amss-disclaimer {\n    margin-top: 1rem;\n    font-size: 1.0rem;\n    color: #666;\n    text-align: center;\n  }\n<\/style>\n\n<div class=\"amss-calc\" role=\"region\" aria-label=\"Health Insurance Premium Calculator\">\n  <div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a0c5e27b3e56\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a0c5e27b3e56\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Estimate_Your_Annual_Health_Insurance_Premium\" >Estimate Your Annual Health Insurance Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Key_Information_That_Shapes_Your_Health_Insurance_Quote\" >Key Information That Shapes Your  Health Insurance Quote<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Behind_the_Numbers_What_the_Calculator_Does\" >Behind the Numbers: What the Calculator Does<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Practical_Ways_to_Use_Your_Estimate\" >Practical Ways to Use Your Estimate<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Tips_for_Getting_the_Most_Accurate_Quote\" >Tips for Getting the Most Accurate Quote<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Ready_to_Take_the_Next_Step\" >Ready to Take the Next Step?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Frequently_Asked_Questions\" >Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Is_the_calculator_free\" >Is the calculator free?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Will_the_premium_change_after_underwriting\" >Will the premium change after underwriting?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#Can_I_cover_parents_over_65\" >Can I cover parents over 65?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.amssurity.co.ke\/blog\/health-insurance-calculator-in-kenya\/#How_much_extra_should_I_budget_for_outpatient_benefits\" >How much extra should I budget for outpatient benefits?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Estimate_Your_Annual_Health_Insurance_Premium\"><\/span>Estimate Your Annual Health Insurance Premium<span class=\"ez-toc-section-end\"><\/span><\/h2>\n  <form id=\"amss-premium-calculator\">\n    <div>\n      <label for=\"amss-age\">Age<\/label>\n      <select id=\"amss-age\"><\/select>\n    <\/div>\n    <div>\n      <label for=\"amss-family\">Family Size<\/label>\n      <select id=\"amss-family\">\n        <option value=\"1\">1<\/option>\n        <option value=\"2\">2<\/option>\n        <option value=\"3\">3<\/option>\n        <option value=\"4\">4<\/option>\n        <option value=\"5\">5<\/option>\n        <option value=\"6\">6+<\/option>\n      <\/select>\n    <\/div>\n    <div>\n      <label for=\"amss-limit\">Inpatient Limit (KES)<\/label>\n      <select id=\"amss-limit\">\n        <option value=\"500000\">500,000<\/option>\n        <option value=\"1000000\">1,000,000<\/option>\n        <option value=\"2000000\">2,000,000<\/option>\n        <option value=\"3000000\">3,000,000<\/option>\n        <option value=\"5000000\">5,000,000<\/option>\n        <option value=\"10000000\">10,000,000<\/option>\n      <\/select>\n    <\/div>\n    <button type=\"submit\">Calculate<\/button>\n  <\/form>\n\n  <div id=\"amss-result\"><\/div>\n  <a href=\"https:\/\/www.amssurity.co.ke\/health-insurance\/quote\" target=\"_blank\" class=\"amss-quote-btn\">\n    Get a More Accurate Quote\n  <\/a>\n  <p class=\"amss-disclaimer\">\n    Disclaimer: All quotes are tentative and subject to underwriting terms.\n  <\/p>\n  <a id=\"amss-share-btn\" class=\"amss-share-btn\" target=\"_blank\" aria-label=\"Share calculator on WhatsApp\">\n    Share on WhatsApp\n  <\/a>\n<\/div>\n\n<script>\n  (function() {\n    \/\/ Populate age dropdown\n    const ageSelect = document.getElementById('amss-age');\n    for (let i = 18; i <= 65; i++) {\n      const opt = document.createElement('option'); opt.value = i; opt.textContent = i;\n      ageSelect.appendChild(opt);\n    }\n\n    \/\/ Handle calculation and convert to annual\n    document.getElementById('amss-premium-calculator')\n      .addEventListener('submit', function(e) {\n        e.preventDefault();\n        const age = +ageSelect.value;\n        const fam = +document.getElementById('amss-family').value;\n        const limit = +document.getElementById('amss-limit').value;\n\n        \/\/ Monthly premium calculation\n        const monthly = Math.round(age * 25 + fam * 1500 + (limit \/ 1_000_000) * 2000);\n        const annual = monthly * 12;\n\n        const resultEl = document.getElementById('amss-result');\n        resultEl.textContent = `Approximate annual premium: KES ${annual.toLocaleString()}\/year`;\n        resultEl.classList.add('visible');\n      });\n\n    \/\/ Configure WhatsApp share link \u2013 Friend-to-Friend tone\n    const shareBtn = document.getElementById('amss-share-btn');\n    const shareText = encodeURIComponent(\n      'I just ran my health insurance annual premium numbers\u2014super fast! Might help you budget too:\\n' + window.location.href\n    );\n    shareBtn.href = `https:\/\/api.whatsapp.com\/send?text=${shareText}`;\n  })();\n<\/script>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Information_That_Shapes_Your_Health_Insurance_Quote\"><\/span><strong>Key Information That Shapes Your  Health Insurance Quote<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Age bracket<\/strong>:  Premiums typically increase with age because insurers assume a higher risk of claims.<\/li>\n\n\n\n<li><strong>Family size<\/strong>: Covering dependents means the insurer must spread risk across more lives.<\/li>\n\n\n\n<li><strong>Inpatient limit<\/strong>: The higher the annual limit, the more protection you receive, and the greater the premium.<\/li>\n<\/ol>\n\n\n\n<p>Our embedded health insurance calculator in Kenya balances these three levers in seconds, turning complex actuarial maths into a plain-English estimate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Behind_the_Numbers_What_the_Calculator_Does\"><\/span><strong>Behind the Numbers: What the Calculator Does<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The calculator uses a solid formula that takes into account:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Local healthcare inflation<\/li>\n\n\n\n<li>Kenyan underwriting standards<\/li>\n<\/ol>\n\n\n\n<p>Here's how it works:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Age bands are multiplied by a base rate<\/li>\n\n\n\n<li>A family-loading factor is added<\/li>\n\n\n\n<li>Adjustments are made based on the chosen inpatient limit<\/li>\n\n\n\n<li>This gives you an indicative monthly premium in Kenyan Shillings (KES). Please note that health insurance premiums in Kenya are paid annually.<\/li>\n<\/ol>\n\n\n\n<p>Please keep in mind:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The calculator relies on general risk assumptions, not your personal medical history.<\/li>\n\n\n\n<li>The figure provided is just for guidance.<\/li>\n\n\n\n<li>Your final offer will go through full underwriting, including any pre-existing conditions.<\/li>\n<\/ol>\n\n\n\n<p>This way, you can get a clearer understanding of the process!<\/p>\n\n\n\n<p><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Compliance note:<\/strong> Amssurity is an authorised intermediary regulated by the Insurance Regulatory Authority (IRA). All premium illustrations are non-binding and subject to insurer approval.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Practical_Ways_to_Use_Your_Estimate\"><\/span><strong>Practical Ways to Use Your Estimate<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Align your budget<\/strong><br>Knowing your likely premium lets you earmark funds ahead of renewal or family milestones such as childbirth or university admission.<\/li>\n\n\n\n<li><strong>Compare multiple plans quickly<\/strong><br>Run several inpatient limits through the health insurance calculator in Kenya to see how upgrading benefits affects cost.<\/li>\n\n\n\n<li><strong>Speed up the quotation process<\/strong><br>Share your online estimate with an Amssurity advisor so we can pre-filter carriers that match your price range and health profile.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tips_for_Getting_the_Most_Accurate_Quote\"><\/span><strong>Tips for Getting the Most Accurate Quote<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Be realistic about dependents<\/strong>:  Declare everyone you intend to cover; adding lives later may cost more.<\/li>\n\n\n\n<li><strong>Review benefit limits annually<\/strong>: Medical inflation in Kenya averages 10-12 % per year, so revisit your inpatient ceiling regularly.<\/li>\n\n\n\n<li><strong>Disclose chronic conditions early<\/strong>: While our public calculator cannot factor them in, our advisors will need the details to avoid claim denials and advice on the best fit for you.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ready_to_Take_the_Next_Step\"><\/span><strong>Ready to Take the Next Step?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Click <strong>\u201cGet a More Accurate Quote\u201d<\/strong> below the health insurance calculator in Kenya to submit your details securely. An Amssurity licensed agent will tailor-fit a policy, confirm your underwriting terms, and walk you through the paperwork at no extra cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1753078107303\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Is_the_calculator_free\"><\/span><strong>Is the calculator free?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, using the health insurance calculator in Kenya on our website is 100 % free and anonymous.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753078114118\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Will_the_premium_change_after_underwriting\"><\/span><strong>Will the premium change after underwriting?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It can. The tool provides a ballpark figure; final pricing depends on your medical questionnaire and insurer risk appetite.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753078115009\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"Can_I_cover_parents_over_65\"><\/span><strong>Can I cover parents over 65?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Most carriers limit entry age to 65, but we can source specialised senior plans. <a href=\"https:\/\/www.amssurity.co.ke\/health-insurance\/quote\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/www.amssurity.co.ke\/health-insurance\/quote\" rel=\"noreferrer noopener\">Speak with our advisors to discuss your health insurance options for seniors.<\/a><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1753078116791\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><span class=\"ez-toc-section\" id=\"How_much_extra_should_I_budget_for_outpatient_benefits\"><\/span><strong>How much extra should I budget for outpatient benefits?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>As a rule of thumb, outpatient cover typically adds\u00a0<strong>more premium<\/strong>\u00a0on top of your inpatient premium. For a personalised breakdown, click \u201cGet a More Accurate Quote\u201d and our advisors will calculate the exact figure for you.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<p><strong>Take control of your family\u2019s health today.<\/strong> Use our health insurance calculator in Kenya now, and let Amssurity\u2019s friendly team turn your estimate into reliable protection, so you can focus on what matters most.<\/p>\n\n\n\n<!-- Amssurity Gold-Accent CTA Banner -->\n<style>\n  .amss-cta-banner {\n    background: #005EB8;\n    color: #fff;\n    border-radius: 16px;\n    padding: 2rem 1.5rem;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    max-width: 750px;\n    margin: 2rem auto;\n    font-family: Arial, sans-serif;\n    box-shadow: 0 8px 20px rgba(0,0,0,0.1);\n    box-sizing: border-box;\n  }\n  .amss-cta-banner .amss-cta-text {\n    flex: 1;\n    font-size: 1.5rem;\n    font-weight: 600;\n    line-height: 1.4;\n  }\n  .amss-cta-banner .amss-cta-btn {\n    background: linear-gradient(90deg, #D4AF37, #F5C242);\n    color: #005EB8;\n    padding: 0.75rem 1.5rem;\n    border: none;\n    border-radius: 12px;\n    font-size: 1.25rem;\n    font-weight: 700;\n    text-decoration: none;\n    display: inline-block;\n    margin-left: 1.5rem;\n    transition: transform 0.2s, box-shadow 0.2s;\n  }\n  .amss-cta-banner .amss-cta-btn:hover {\n    transform: scale(1.05);\n    box-shadow: 0 8px 16px rgba(0,0,0,0.15);\n  }\n<\/style>\n\n<div class=\"amss-cta-banner\" role=\"region\" aria-label=\"Secure Your Cover Banner\">\n  <div class=\"amss-cta-text\">\n    Ready to lock in your health cover at the best rate?<br>\n    Get a tailored quote in minutes \u2014 absolutely free.\n  <\/div>\n  <a href=\"https:\/\/www.amssurity.co.ke\/health-insurance\/quote\" class=\"amss-cta-btn\">\n    Secure My Cover\n  <\/a>\n<\/div>\n\n\n\n<p><\/p>\n\n\n<div class=\"wpforms-container wpforms-container-full wpforms-block wpforms-block-6b653533-50ed-413f-a4d1-beb2d9cc1e07 wpforms-render-modern\" id=\"wpforms-1057\"><form id=\"wpforms-form-1057\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"1057\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/blog\/wp-json\/wp\/v2\/posts\/2774\" data-token=\"d8ca575109ac7458f1c820ceaf41df15\" data-token-time=\"1779195431\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-1057-field_12-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_12\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1057-field_12\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][12]\" aria-errormessage=\"wpforms-1057-field_12-error\" required><\/div><div id=\"wpforms-1057-field_5-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_5\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-1057-field_5\" class=\"wpforms-field-large wpforms-field-required wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" aria-label=\"Phone\" aria-errormessage=\"wpforms-1057-field_5-error\" required><\/div><div id=\"wpforms-1057-field_13-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_13\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-1057-field_13\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][13]\" spellcheck=\"false\" aria-errormessage=\"wpforms-1057-field_13-error\" required><\/div><div id=\"wpforms-1057-field_7-container\" class=\"wpforms-field wpforms-field-checkbox wpforms-list-2-columns\" data-field-id=\"7\"><fieldset><legend class=\"wpforms-field-label\">I am interested in <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-1057-field_7\" class=\"wpforms-field-required\"><li class=\"choice-9 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_9\" name=\"wpforms[fields][7][]\" value=\"Health insurance\" aria-errormessage=\"wpforms-1057-field_7_9-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_9\">Health insurance<\/label><\/li><li class=\"choice-7 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_7\" name=\"wpforms[fields][7][]\" value=\"Company Health insurance\" aria-errormessage=\"wpforms-1057-field_7_7-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_7\">Company Health insurance<\/label><\/li><li class=\"choice-11 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_11\" name=\"wpforms[fields][7][]\" value=\"Child Only Health insurance\" aria-errormessage=\"wpforms-1057-field_7_11-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_11\">Child Only Health insurance<\/label><\/li><li class=\"choice-8 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_8\" name=\"wpforms[fields][7][]\" value=\"Car insurance\" aria-errormessage=\"wpforms-1057-field_7_8-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_8\">Car insurance<\/label><\/li><li class=\"choice-10 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_10\" name=\"wpforms[fields][7][]\" value=\"Business insurance\" aria-errormessage=\"wpforms-1057-field_7_10-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_10\">Business insurance<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_5\" name=\"wpforms[fields][7][]\" value=\"Home insurance\" aria-errormessage=\"wpforms-1057-field_7_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_5\">Home insurance<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_6\" name=\"wpforms[fields][7][]\" value=\"WIBA insurance\" aria-errormessage=\"wpforms-1057-field_7_6-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_6\">WIBA insurance<\/label><\/li><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_1\" name=\"wpforms[fields][7][]\" value=\"Life insurance\" aria-errormessage=\"wpforms-1057-field_7_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_1\">Life insurance<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_4\" name=\"wpforms[fields][7][]\" value=\"Travel insurance\" aria-errormessage=\"wpforms-1057-field_7_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_4\">Travel insurance<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_2\" name=\"wpforms[fields][7][]\" value=\"Property insurance\" aria-errormessage=\"wpforms-1057-field_7_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_2\">Property insurance<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-1057-field_14-container\" class=\"wpforms-field wpforms-field-date-time\" data-field-id=\"14\"><fieldset><legend class=\"wpforms-field-label\">Call Me On <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-date-type-datepicker\"><div class=\"wpforms-datepicker-wrap\"><input type=\"text\" id=\"wpforms-1057-field_14\" class=\"wpforms-field-date-time-date wpforms-datepicker wpforms-field-required\" data-date-format=\"m\/d\/Y\" data-limit-days=\"mon,tue,wed,thu,fri\" data-disable-past-dates=\"1\" data-disable-todays-date=\"0\" data-input=\"true\" name=\"wpforms[fields][14][date]\" aria-errormessage=\"wpforms-1057-field_14-error\" required><a title=\"Clear Date\" data-clear class=\"wpforms-datepicker-clear\" style=\"display:none;\"><\/a><\/div><label for=\"wpforms-1057-field_14\" class=\"wpforms-field-sublabel after\">Date<\/label><\/div><div class=\"wpforms-field-row-block\"><input type=\"text\" id=\"wpforms-1057-field_14-time\" class=\"wpforms-field-date-time-time wpforms-timepicker wpforms-field-required\" data-time-format=\"g:i A\" data-step=\"30\" data-rule-time12h=\"true\" data-min-time=\"09:00am\" data-max-time=\"05:00pm\" data-rule-time-limit=\"true\" name=\"wpforms[fields][14][time]\" aria-errormessage=\"wpforms-1057-field_14-time-error\" required><label for=\"wpforms-1057-field_14-time\" class=\"wpforms-field-sublabel after\">Time<\/label><\/div><\/div><\/fieldset><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v3\" ><input type=\"hidden\" name=\"wpforms[recaptcha]\" value=\"\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"1057\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/2774\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-1057\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019ve ever tried to compare medical covers from different insurers, you know how time-consuming it can be. This health [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":2786,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[85,2],"tags":[],"class_list":["post-2774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance-calculators-in-kenya","category-health-insurance-in-kenya"],"modified_by":"Agnes Mukulu","_links":{"self":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/2774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/comments?post=2774"}],"version-history":[{"count":25,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/2774\/revisions"}],"predecessor-version":[{"id":2829,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/2774\/revisions\/2829"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media\/2786"}],"wp:attachment":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media?parent=2774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/categories?post=2774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/tags?post=2774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}