A third-party certificate can put your car legally on the road while leaving you to fund the full repair or replacement of that same car. Third-party, fire and theft adds fire and theft protection but still leaves collision damage with you. Comprehensive adds accidental damage to your vehicle, subject to excesses, exclusions, valuation and policy terms.<\/p>\n\n\n\n
The right choice turns on one practical question: which loss could you absorb tomorrow without disrupting your finances, loan repayments or income?<\/p>\n\n\n\n
This guide compares the three main types of car insurance in Kenya by what they pay, what remains your responsibility and the vehicles each may suit.<\/p>\n\n\n\n
Table of Contents<\/p>\n