How much does business insurance cost in Kenya? There is no single market-wide premium. A small firm buying limited cover may be governed by an insurer\u2019s minimum premium, while an SME combining property, WIBA, liability, equipment and business interruption can pay tens or hundreds of thousands of shillings a year.<\/p>\n\n\n\n
In the illustrative 12-person Nairobi office example below, the basic premium is KSh219,500<\/strong> and the total after assumed levies and stamp duty is approximately KSh220,528<\/strong>.<\/p>\n\n\n\n This is a worked scenario, not a Kenyan SME average or insurer quotation. The actual price depends on the activity, payroll or fees, insured values, limits, claims history, controls and excesses.<\/p>\n\n\n\n Table of Contents<\/p>\n