{"id":915,"date":"2023-07-06T15:08:15","date_gmt":"2023-07-06T12:08:15","guid":{"rendered":"https:\/\/www.amssurity.co.ke\/blog\/?p=915"},"modified":"2025-06-18T10:35:25","modified_gmt":"2025-06-18T07:35:25","slug":"best-motor-insurance-companies-in-kenya","status":"publish","type":"post","link":"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/","title":{"rendered":"Best 5 Motor Insurance Companies in Kenya"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">When it comes to the best 5 motor insurance companies in Kenya, then look no further. We shall dive into the most comprehensive list of car insurance companies in Kenya by looking into the following critical areas:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>How much premium has been <a href=\"https:\/\/ira.go.ke\/resource\/insurance-industry-annual-report-2021\/\" target=\"_blank\" rel=\"noreferrer noopener\">written as per the IRA 2021 report<\/a><\/li>\n\n\n\n<li>The volume of claims paid<\/li>\n\n\n\n<li>Pending claims<\/li>\n\n\n\n<li>Other interesting statistics such as motor vehicle insurance fraud.<\/li>\n<\/ol>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a1854b35ab1a\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a1854b35ab1a\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Types_of_Motor_Insurance_Offered_in_Kenya\" >Types of Motor Insurance Offered in Kenya<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#How_much_is_car_insurance_in_Kenya\" >How much is car insurance in Kenya<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Average_Comprehensive_car_insurance_costs_in_Kenya\" >Average Comprehensive car insurance costs in Kenya<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Average_Third-party_motor_insurance_cost_in_Kenya\" >Average Third-party motor insurance cost in Kenya<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#How_much_is_3rd_party_insurance_in_Kenya\" >How much is 3rd party insurance in Kenya?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#What_does_motor_insurance_cover_include\" >What does motor insurance cover include?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#What_do_you_need_to_get_a_car_insurance_quote\" >What do you need to get a car insurance quote?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Additional_coverages_you_need_for_car_insurance\" >Additional coverages you need for car insurance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#What_does_comprehensive_car_insurance_not_cover\" >What does comprehensive car insurance not cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Motor_Insurance_Companies_in_Kenya\" >Motor Insurance Companies in Kenya<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Top_Car_Insurance_Insurers_in_Gross_Written_Premiums_as_of_2021\" >Top Car Insurance Insurers in Gross Written Premiums as of 2021<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Motor_Private_Insurance_Market_Share\" >Motor Private Insurance  Market Share<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Motor_Commercial_Insurance_Market_Share\" >Motor Commercial Insurance  Market Share<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.amssurity.co.ke\/blog\/best-motor-insurance-companies-in-kenya\/#Motor_Insurance_Market_Share\" >Motor Insurance Market Share<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Motor_Insurance_Offered_in_Kenya\"><\/span>Types of Motor Insurance Offered in Kenya<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The top vehicle car insurance companies in Kenya offer 3 types of car insurance covers:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Third-Party car insurance<\/li>\n\n\n\n<li>Third-party, fire, and theft<\/li>\n\n\n\n<li><a href=\"https:\/\/www.amssurity.co.ke\/blog\/buy-comprehensive-car-insurance-in-kenya\/\" data-type=\"URL\" data-id=\"https:\/\/www.amssurity.co.ke\/blog\/buy-comprehensive-car-insurance-in-kenya\/\" target=\"_blank\" rel=\"noreferrer noopener\">Comprehensive car insurance<\/a><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_is_car_insurance_in_Kenya\"><\/span>How much is car insurance in Kenya<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Since we have looked at the types of motor vehicle insurance offered by top insurers in Kenya, how much does car insurance cost in Kenya?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average_Comprehensive_car_insurance_costs_in_Kenya\"><\/span>Average Comprehensive car insurance costs in Kenya<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You are probably asking yourself: How much is comprehensive car insurance in Kenya? Kenya&#8217;s top motor insurance companies have a graded system regarding the rates applied. Below is the average costs of comprehensive car insurance in Kenya<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<style>\n\/* Scoped styling for the insurance table with headers and hover effect *\/\n.fancy-insurance-table-wrapper {\n  overflow-x: auto;\n  margin: 1em 0;\n}\n\n.fancy-insurance-table {\n  border-collapse: collapse;\n  width: 100%;\n  font-family: Arial, sans-serif;\n  font-size: 15px;\n  background-color: #fff;\n  border: 1px solid #ccc;\n}\n\n.fancy-insurance-table th,\n.fancy-insurance-table td {\n  padding: 12px 16px;\n  text-align: left;\n  border: 1px solid #ccc;\n}\n\n.fancy-insurance-table thead th {\n  background-color: #004AB4;\n  color: #ffffff;\n  font-weight: bold;\n}\n\n.fancy-insurance-table tbody tr:hover {\n  background-color: #e6f0ff;\n  font-weight: 500;\n  transition: background-color 0.3s ease, font-weight 0.3s ease;\n}\n<\/style>\n\n<div class=\"fancy-insurance-table-wrapper\">\n  <table class=\"fancy-insurance-table has-fixed-layout\">\n    <thead>\n      <tr>\n        <th>Estimated Vehicle Value (KES)<\/th>\n        <th>Premium Rate (%)<\/th>\n        <th>Minimum Premium (KES)<\/th>\n      <\/tr>\n    <\/thead>\n    <tbody>\n      <tr>\n        <td>Below 1,000,000<\/td>\n        <td>6% \u2013 7.5%<\/td>\n        <td>37,500 \u2013 70,000<\/td>\n      <\/tr>\n      <tr>\n        <td>1,000,000 \u2013 1,500,000<\/td>\n        <td>5%<\/td>\n        <td>45,000 \u2013 60,000<\/td>\n      <\/tr>\n      <tr>\n        <td>1,500,000 \u2013 2,500,000<\/td>\n        <td>3.5% \u2013 4%<\/td>\n        <td>60,000 \u2013 75,000<\/td>\n      <\/tr>\n      <tr>\n        <td>2,500,000 \u2013 5,000,000<\/td>\n        <td>3% \u2013 3.5%<\/td>\n        <td>87,500 \u2013 100,000<\/td>\n      <\/tr>\n      <tr>\n        <td>Above 5,000,000<\/td>\n        <td>3%<\/td>\n        <td>87,500 \u2013 175,000<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75 is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.amssurity.co.ke\/car-insurance\/quote\" style=\"border-radius:10px;color:#0041b4;background-color:#ffd100\" target=\"_blank\" rel=\"noreferrer noopener\">Compare Car Insurance Cost in Kenya<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Average_Third-party_motor_insurance_cost_in_Kenya\"><\/span>Average Third-party motor insurance cost in Kenya<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Most private car insurance third-party prices in Kenya are almost the same across the industry with the average third-party car insurance costing between Ksh. 7,574- Ksh. 15,108 per year. This is the lowest form and most basic form of car insurance we currently have in Kenya<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regarding motor commercial, we shall look at the 2 options, the PSV Chauffer Driven and App hailing taxi service provider(Uber, Bolt, Little Cab) and Commercial vehicle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As for the PSV Chauffer Driven and App hailing taxi service provider(Uber, Bolt, Little Cab), it is important to note that most companies do not offer coverage for this class of insurance for third parties, however, those that do, the cost starts as from Ksh. 9800 going up.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The average cost for commercial motor vehicles such as lorries and tippers among others are costed based on tonnage. The estimated costs are as below:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_is_3rd_party_insurance_in_Kenya\"><\/span>How much is 3rd party insurance in Kenya?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Type of vehicle<\/td><td>Cost of third-party insurance in Kenya<\/td><\/tr><tr><td>Motor Private<\/td><td>As from Ksh. 7,574<\/td><\/tr><tr><td>PSV Uber<\/td><td>As from Ksh. 9,583<\/td><\/tr><tr><td>Motor Commercial (Based on tonnage)<\/td><td>As from Ksh. 7,574-Ksh. 35,000<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_motor_insurance_cover_include\"><\/span>What does motor insurance cover include?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The other question that comes up often is does a fully comprehensive cover include.  Comprehensive car insurance in Kenya covers you for several things which include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Accidental damages whether self-involving or as a result of others<\/li>\n\n\n\n<li>Theft<\/li>\n\n\n\n<li>Fire<\/li>\n\n\n\n<li>Third-party liability <\/li>\n\n\n\n<li>Windscreen and window glass cover<\/li>\n\n\n\n<li>Radio cassette and music system cover<\/li>\n\n\n\n<li>Read more critical key <a href=\"https:\/\/www.amssurity.co.ke\/blog\/buy-comprehensive-car-insurance-in-kenya\/\">areas of coverage of comprehensive car insurance<\/a> here. <\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_do_you_need_to_get_a_car_insurance_quote\"><\/span>What do you need to get a car insurance quote?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When it comes to getting motor insurance in Kenya, you will be asked for the following details to facilitate a motor insurance quote:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Year of manufacture. The current age limit for comprehensive car insurance is between 12-15 years and this varies from company to company.<\/li>\n\n\n\n<li>Value of the vehicle<\/li>\n\n\n\n<li>Make and model of vehicle<\/li>\n\n\n\n<li>Some companies will ask for the vehicle registration number<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The next step would be to compare car insurance rates in Kenya, and that is where we come in. Compare motor insurance  with us in seconds<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link has-text-color has-background has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/www.amssurity.co.ke\/car-insurance\/quote\" style=\"border-radius:10px;color:#004ab4;background-color:#ffd100\" target=\"_blank\" rel=\"noreferrer noopener\">Compare Car Insurance Cost In Kenya <\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_coverages_you_need_for_car_insurance\"><\/span>Additional coverages you need for car insurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Motor insurance in Kenya has extra benefits that come for free or at an additional cost and this will vary from one insurer to another. The free motor insurance benefits include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Riots, strikes, and civil commotion<\/li>\n\n\n\n<li>No blame no excess<\/li>\n\n\n\n<li>Windscreen and window glass cover up to between 30,000-100,000<\/li>\n\n\n\n<li>Radio and music systems cover between 30,000-100,000<\/li>\n\n\n\n<li>Towing and recovery services following an accident of between 30,000-100,000<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">The other paid motor vehicle insurance coverages include:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Excess protector<\/li>\n\n\n\n<li>Political violence and terrorism<\/li>\n\n\n\n<li>Rescue services following the mechanical and\/or electrical breakdown of the vehicle <\/li>\n\n\n\n<li>Courtesy car \/loss of use\/replacement of vehicle following an accident<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">We have discussed all these benefits in one of our comprehensive articles on <a href=\"https:\/\/www.amssurity.co.ke\/blog\/motor-insurance-in-kenya-101\/\">motor vehicle insurance<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_does_comprehensive_car_insurance_not_cover\"><\/span>What does comprehensive car insurance not cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When it comes to motor insurance in Kenya, the following are not covered:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Death or bodily injury of the insured<\/li>\n\n\n\n<li>Any person driving the motor vehicle or in charge of the motor vehicle for the purposes of driving<\/li>\n\n\n\n<li>Any person in the employment of the insured while <\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motor_Insurance_Companies_in_Kenya\"><\/span>Motor Insurance Companies in Kenya<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Regarding vehicle insurance in Kenya, IRA (insurance regulator in Kenya) has authorized the below companies to issue car insurance policies.<\/p>\n\n\n\n<!-- START: Responsive Compact Table for Insurer List -->\n<style>\n  #compact-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-family: Arial, sans-serif;\n    font-size: 14.2px;\n    background: #fff;\n  }\n\n  #compact-table td {\n    padding: 6px 10px;\n    border: 1px solid #ddd;\n    border-radius: 4px;\n    text-align: left;\n    transition: background-color 0.2s ease, box-shadow 0.2s ease;\n  }\n\n  #compact-table td:hover {\n    background-color: rgba(0, 74, 180, 0.04);\n    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.06);\n  }\n\n  \/* Responsive view \u2264900px: display insurers in two-column card layout *\/\n  @media (max-width: 900px) {\n    #compact-table,\n    #compact-table tbody {\n      display: block;\n    }\n\n    #compact-table tr {\n      display: block;\n      margin-bottom: 8px;\n      border: 1px solid #ddd;\n      border-radius: 6px;\n      box-shadow: 0 1px 3px rgba(0,0,0,0.04);\n      padding: 8px;\n    }\n\n    #compact-table td {\n      display: inline-block;\n      width: 48%;\n      margin: 1%;\n      border: none;\n      padding: 6px 10px;\n      box-sizing: border-box;\n      background: #fdfdfd;\n    }\n\n    #compact-table td:nth-child(odd) {\n      border-right: 1px solid #eee;\n    }\n  }\n<\/style>\n\n<table id=\"compact-table\">\n  <tbody>\n    <tr><td>AIG<\/td><td>Allianz Now Jubilee Allianz<\/td><td>Amaco<\/td><td>APA<\/td><\/tr>\n    <tr><td>Britam<\/td><td>Cannon<\/td><td>CIC General<\/td><td>Corporate<\/td><\/tr>\n    <tr><td>Directline<\/td><td>Fidelity Shield<\/td><td>First Assurance<\/td><td>GA Insurance<\/td><\/tr>\n    <tr><td>Geminia<\/td><td>Heritage<\/td><td>ICEA LION General<\/td><td>Intra Africa<\/td><\/tr>\n    <tr><td>Invesco<\/td><td>Jubilee General<\/td><td>Kenindia<\/td><td>Kenya Orient General<\/td><\/tr>\n    <tr><td>Kenyan Alliance<\/td><td>Madison<\/td><td>Mayfair<\/td><td>Occidental<\/td><\/tr>\n    <tr><td>Pacis<\/td><td>MUA<\/td><td>Pioneer<\/td><td>Sanlam General<\/td><\/tr>\n    <tr><td>Takaful<\/td><td>Tausi<\/td><td>The Monarch<\/td><td>Trident<\/td><\/tr>\n    <tr><td>UAP General<\/td><td>Xplico<\/td><td colspan=\"2\"><\/td><\/tr>\n  <\/tbody>\n<\/table>\n<!-- END: Responsive Compact Table -->\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Top_Car_Insurance_Insurers_in_Gross_Written_Premiums_as_of_2021\"><\/span>Top Car Insurance Insurers in Gross Written Premiums as of 2021<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Regarding car insurance in Kenya, we shall look into the gross written premiums and the market share of the top 10 motor vehicle insurance in Kenya in terms of market share.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motor_Private_Insurance_Market_Share\"><\/span>Motor Private Insurance  Market Share<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"750\" height=\"400\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/06\/Blog-Images-750X400-11.jpg\" alt=\"An infographic showing the motor private market share of motor insurance companies in Kenya as per the gross written premiums in 2021\" class=\"wp-image-935\" srcset=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/06\/Blog-Images-750X400-11.jpg 750w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/06\/Blog-Images-750X400-11-300x160.jpg 300w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/06\/Blog-Images-750X400-11-345x184.jpg 345w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Motor Private Market Share <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From the above data we can see some interesting statistics:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Out of the 34 motor insurance companies in Kenya authorized to offer car insurance, the top 10 insurers in terms of private share control 51.87% in terms of market share and annual gross written premium<\/li>\n\n\n\n<li>The top 3 car insurance companies in Kenya control a total of 20.04% of the market share.<\/li>\n<\/ol>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motor_Commercial_Insurance_Market_Share\"><\/span>Motor Commercial Insurance  Market Share<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"750\" height=\"400\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-12.jpg\" alt=\"An mage showing the total market share of motor commercial insurance in kenya in 2021\" class=\"wp-image-949\" srcset=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-12.jpg 750w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-12-300x160.jpg 300w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-12-345x184.jpg 345w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Motor Commercial Market Share<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From the above data we can see some interesting statistics:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Out of the 34 motor insurance companies in Kenya authorized to offer car insurance, the top 10 insurers in terms of private share control are 60.45% in terms of market share and annual gross written premium.<\/li>\n\n\n\n<li>The top 3 car insurance companies in Kenya control a total of 24.20% of the market share.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Motor_Insurance_Market_Share\"><\/span>Motor Insurance Market Share<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"750\" height=\"400\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-13.jpg\" alt=\"An infographic showing the total market share of motor insurance in Kenya in 2021\" class=\"wp-image-951\" srcset=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-13.jpg 750w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-13-300x160.jpg 300w, https:\/\/www.amssurity.co.ke\/blog\/wp-content\/uploads\/2023\/07\/Blog-Images-750X400-13-345x184.jpg 345w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">From the above data we can see some interesting statistics:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Out of the 34 motor insurance companies in Kenya authorized to offer car insurance, the top 10 insurers in terms of private share control are 54.59% in terms of market share and annual gross written premium.<\/li>\n\n\n\n<li>The top 3 car insurance companies in Kenya control 21.01% of the market share.<\/li>\n\n\n\n<li><\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75\"><a class=\"wp-block-button__link has-text-color has-background wp-element-button\" href=\"https:\/\/www.amssurity.co.ke\/car-insurance\/quote\" style=\"border-radius:10px;color:#004ab4;background-color:#ffd100\" target=\"_blank\" rel=\"noreferrer noopener\">Compare Motor Insurance Rates<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are looking for the best motor insurance companies in Kenya, then look no further, we shall help you compare motor insurance rates in Kenya at no extra cost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wpforms-container wpforms-container-full wpforms-block wpforms-block-86395775-6b6f-432e-8cc4-e4cdb2845982 wpforms-render-modern\" id=\"wpforms-1057\"><form id=\"wpforms-form-1057\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"1057\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/blog\/wp-json\/wp\/v2\/posts\/915\" data-token=\"81279c00f8282e2ffb2e4e68c196a8f1\" data-token-time=\"1779979443\"><div class=\"wpforms-head-container\"><div class=\"wpforms-title\">Request For a Call Back<\/div><\/div><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-field-container\"><div id=\"wpforms-1057-field_12-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"12\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_12\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1057-field_12\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][12]\" aria-errormessage=\"wpforms-1057-field_12-error\" required><\/div><div id=\"wpforms-1057-field_5-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"5\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_5\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-1057-field_5\" class=\"wpforms-field-large wpforms-field-required wpforms-smart-phone-field\" data-rule-smart-phone-field=\"true\" name=\"wpforms[fields][5]\" aria-label=\"Phone\" aria-errormessage=\"wpforms-1057-field_5-error\" required><\/div><div id=\"wpforms-1057-field_13-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"13\"><label class=\"wpforms-field-label\" for=\"wpforms-1057-field_13\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-1057-field_13\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][13]\" spellcheck=\"false\" aria-errormessage=\"wpforms-1057-field_13-error\" required><\/div><div id=\"wpforms-1057-field_7-container\" class=\"wpforms-field wpforms-field-checkbox wpforms-list-2-columns\" data-field-id=\"7\"><fieldset><legend class=\"wpforms-field-label\">I am interested in <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-1057-field_7\" class=\"wpforms-field-required\"><li class=\"choice-9 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_9\" name=\"wpforms[fields][7][]\" value=\"Health insurance\" aria-errormessage=\"wpforms-1057-field_7_9-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_9\">Health insurance<\/label><\/li><li class=\"choice-7 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_7\" name=\"wpforms[fields][7][]\" value=\"Company Health insurance\" aria-errormessage=\"wpforms-1057-field_7_7-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_7\">Company Health insurance<\/label><\/li><li class=\"choice-11 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_11\" name=\"wpforms[fields][7][]\" value=\"Child Only Health insurance\" aria-errormessage=\"wpforms-1057-field_7_11-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_11\">Child Only Health insurance<\/label><\/li><li class=\"choice-8 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_8\" name=\"wpforms[fields][7][]\" value=\"Car insurance\" aria-errormessage=\"wpforms-1057-field_7_8-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_8\">Car insurance<\/label><\/li><li class=\"choice-10 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_10\" name=\"wpforms[fields][7][]\" value=\"Business insurance\" aria-errormessage=\"wpforms-1057-field_7_10-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_10\">Business insurance<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_5\" name=\"wpforms[fields][7][]\" value=\"Home insurance\" aria-errormessage=\"wpforms-1057-field_7_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_5\">Home insurance<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_6\" name=\"wpforms[fields][7][]\" value=\"WIBA insurance\" aria-errormessage=\"wpforms-1057-field_7_6-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_6\">WIBA insurance<\/label><\/li><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_1\" name=\"wpforms[fields][7][]\" value=\"Life insurance\" aria-errormessage=\"wpforms-1057-field_7_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_1\">Life insurance<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_4\" name=\"wpforms[fields][7][]\" value=\"Travel insurance\" aria-errormessage=\"wpforms-1057-field_7_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_4\">Travel insurance<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"checkbox\" id=\"wpforms-1057-field_7_2\" name=\"wpforms[fields][7][]\" value=\"Property insurance\" aria-errormessage=\"wpforms-1057-field_7_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-1057-field_7_2\">Property insurance<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-1057-field_14-container\" class=\"wpforms-field wpforms-field-date-time\" data-field-id=\"14\"><fieldset><legend class=\"wpforms-field-label\">Call Me On <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-date-type-datepicker\"><div class=\"wpforms-datepicker-wrap\"><input type=\"text\" id=\"wpforms-1057-field_14\" class=\"wpforms-field-date-time-date wpforms-datepicker wpforms-field-required\" data-date-format=\"m\/d\/Y\" data-limit-days=\"mon,tue,wed,thu,fri\" data-disable-past-dates=\"1\" data-disable-todays-date=\"0\" data-input=\"true\" name=\"wpforms[fields][14][date]\" aria-errormessage=\"wpforms-1057-field_14-error\" required><a title=\"Clear Date\" data-clear class=\"wpforms-datepicker-clear\" style=\"display:none;\"><\/a><\/div><label for=\"wpforms-1057-field_14\" class=\"wpforms-field-sublabel after\">Date<\/label><\/div><div class=\"wpforms-field-row-block\"><input type=\"text\" id=\"wpforms-1057-field_14-time\" class=\"wpforms-field-date-time-time wpforms-timepicker wpforms-field-required\" data-time-format=\"g:i A\" data-step=\"30\" data-rule-time12h=\"true\" data-min-time=\"09:00am\" data-max-time=\"05:00pm\" data-rule-time-limit=\"true\" name=\"wpforms[fields][14][time]\" aria-errormessage=\"wpforms-1057-field_14-time-error\" required><label for=\"wpforms-1057-field_14-time\" class=\"wpforms-field-sublabel after\">Time<\/label><\/div><\/div><\/fieldset><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha wpforms-is-recaptcha-type-v3\" ><input type=\"hidden\" name=\"wpforms[recaptcha]\" value=\"\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"1057\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/915\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-1057\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/www.amssurity.co.ke\/blog\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->","protected":false},"excerpt":{"rendered":"<p>When it comes to the best 5 motor insurance companies in Kenya, then look no further. We shall dive into [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":954,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[3],"tags":[13,12,42,14,10,46],"class_list":["post-915","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-insurance-in-kenya","tag-amssurity","tag-amssurity-insurance-agency","tag-car-insurance-in-kenya","tag-insurance-companies-in-kenya","tag-insurance-in-kenya","tag-motor-insurance-in-kenya"],"modified_by":"Agnes Mukulu","_links":{"self":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/comments?post=915"}],"version-history":[{"count":20,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/915\/revisions"}],"predecessor-version":[{"id":3257,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/posts\/915\/revisions\/3257"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media\/954"}],"wp:attachment":[{"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/media?parent=915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/categories?post=915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.amssurity.co.ke\/blog\/wp-json\/wp\/v2\/tags?post=915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}