Get the right home insurance in Kenya
Amssurity Insurance Agency makes it easy to insure your home from fire destruction, theft of property, and natural disasters such as floods. Doing this ensures your property is protected.
What is covered under home insurance in Kenya
Home Insurance in Kenya provides cover under 5 sections as discussed below:
Section 1: Building Section
This cover is only available to homeowners or landlords.
This provides cover for the building structure itself. This extends to the garages, perimeter walls, fences, patios, terraces, driveways, paths and outbuildings.
This will also extend to fixtures and fitting.
Section 2: Content Section
This section covers what is inside the house. This includes things like furniture, electronics, personal items, seats, beds, coaches, curtains, clothing, fridges, freezers, chests and so much more.
This home insurance section in Kenya is available to homeowners and tenants.
Section 3: All-Risk Section
This section covers portable items that leave the house frequently, such as laptops, phones, watches, jewelry, cameras, spectacles, and mounted TV sets.
Section 4: WIBA Section
This section covers domestic workers, including domestic help, gardeners, and watchmen as they carry out their duties within your house.
Section 5: Liability Section
This section provides financial and legal protection to the house/home owner if someone is injured within your property or their property damage belongs to someone else while within your property.
Home insurance protects against the following
- Natural disasters like floods.
- Earthquakes and fires.
- Malicious destruction of property, and riots.
- Death and accidents from domestic workers.
- Loss of personal property, ie, Jewelry, watches, and electronics
